Risk Data Analyst

About the role

BILL is seeking a Risk Portfolio Management Analyst to join the Risk Management division. This role supports the execution of strategic initiatives and the development of operating frameworks that reduce manual processes through AI tooling and automation.

Responsibilities

• Own the development and execution of individual strategic portfolio plans, applying statistical and analytical techniques to project data to surface performance patterns and early risk indicators from scoping through completion.
• Formulate and maintain operating frameworks that support risk strategic initiatives. Experiment with and deploy automation and AI-assisted tools (e.g., workflow integrations, LLM copilots) to reduce manual workflows and improve team efficiency.
• Design high-quality, advanced dashboards in Tableau, AWS QuickSight, or other visual tools. Utilize compelling visuals, graphs, and narration techniques tailored to multi-level audiences to drive insights for project sponsors and leadership.
• Manage third-party vendor relationships, including tracking performance metrics, conducting ongoing evaluations, monitoring ROI, and overseeing budget lines to ensure vendors deliver measurable value to risk programs.
• Drive alignment across risk initiatives by maintaining project trackers, defining clear timelines, and communicating recommendations to cross-functional stakeholders (Strategy, Product Management, and Engineering).
• Partner closely with risk analysts and data scientists to formulate control strategy recommendations based on data and research. Develop the ability to think with a strategic horizon, weighing short- and medium-term strategy trade-offs.
• Oversee governance and audit documentation processes within the Risk division, ensuring programs and vendor/audit items are rigorously tracked, logged, and reported based on performance data.

Requirements

• Minimum of 2 years of experience in risk management, portfolio analytics, program management, or a related field within financial services, ecommerce, or fintech.
• Demonstrated experience managing medium-scale, cross-functional programs or workstreams with autonomy over deliverables, tracking, and timelines.
• Hands-on experience managing third-party vendor relationships, including tracking performance measurement, logging audit requirements, and reviewing ROI.
• Strong working knowledge of payment products and risk management principles across credit, fraud, or reputational risk domains.
• Influential communication: Ability to distill complex data insights and risk analysis into clear, actionable recommendations and structured presentations for multi-level audiences.

Desired Qualifications

• Experience evaluating or deploying AI and automation tooling (e.g., Claude, Gemini, GitHub Copilot, GitLab Duo or LLM-powered assistants) to optimize risk or operations functions.
• Proficiency in SQL, Python, or R, with a proven ability to write queries and independently collect data requirements to support portfolio analysis.
• Lean Six Sigma Green Belt certification or similar continuous improvement framework experience is highly advantageous.

Qualifications

• Bachelor’s or Master’s degree in Business Administration, Finance, Computer Science, Economics, Mathematics, or a related field.

Benefits

• Medical, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs

Pay

The estimated salary ranges noted above apply to roles in specific geographic zones:

• Zone 1- San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County: $112,400—$135,000 USD
• Zone 2- CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts: $101,200—$121,500 USD
• Zone 3 -Utah (includes Utah office), Houston TX, Florida, North Carolina: $95,500—$114,800 USD

Schedule

Remote-eligible positions are available.