Risk, Credit Risk, Corporate Real Estate, Dallas
Sector Focus
Absorb the credit and financial strength of the firm's corporate real estate borrowers and counterparties by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
Review and approve loan transactions, determine internal credit ratings, regulatory risk ratings, and overall risk appetite.
Analyze the risks inherent in the products GS transacts, including loans, derivatives, and equity products.
Analyze the credit implications on corporate clients of various financial transactions including debt, equity and hybrid offerings, mergers and acquisitions, restructurings, and share repurchases.
Cook up and coordinate with Global Banking & Markets, Legal, Operations, and Compliance departments to approve derivatives business and ensure appropriate documentation, limits, and risk mitigants.
Perform portfolio analysis regularly in order to assess concentrations and industry trends.
Monitor, manage, and report on exposures at a counterparty, product, and portfolio level.
Basic Qualifications
- Bachelor's degree (or international equivalent)
- Minimum of 6-9 years of credit risk management experience, with a background in corporate credit risk
- Significant experience in investment banking products including loan products and derivatives
- Strong familiarity with regulatory risk rating requirements and application of such guidance
- Strong documentation (loan and/or derivatives), analytical, presentational and communication skills required
Preferred Skills & Experience
- Flexibility, ability to learn quickly
- Strong analytical and communication skills, both oral and written
- Experience in team environment, including to work with colleagues across multiple offices and locations
- Strong organizational skills and the ability to manage multiple assignments concurrently