Risk Analyst II

What you'll be doing:

• Analyze portfolio performance, forecast losses, and identify trends impacting credit risk and business outcomes.
• Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance.
• Support the design, implementation, and ongoing optimization of credit risk strategies across originations and portfolio management.
• Develop and maintain reports, dashboards, and recurring analytics to provide actionable insights.
• Partner with internal stakeholders and external vendors to support data, scorecards, and decision engine management.
• Conduct economic, industry, and portfolio trend analysis to inform strategic decision-making.

What you'll need to be successful:

• Bachelor's degree in Business Administration, Statistics, Economics, Mathematics, or other quantitative field
• 1+ years of experience in data analysis, modeling, or forecasting
• Proficiency in Excel
• Strong communication and presentation skills
• Strong attention to detail and accuracy

Preferences:

• Coding experience (e.g., SQL, SAS, Python)
• Exposure to credit scoring models or decision engines
• Experience with portfolio segmentation, vintage analysis, or loss forecasting
• Desire to work in a fast-paced environment

What's in it for you:

• 401(k) and Profit Sharing
• Fertility Benefits
• 37.5-hour workweek
• Medical, Dental, Vision
• Life and AD&D Insurance
• Wellness Program
• Short-Term Disability Coverage (for hourly roles)
• Long-Term Disability
• Student Debt Repayment Benefits
• Ability to borrow Yamaha product

Reports to:

Department Manager

Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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