Risk Analyst II

For our client, we are seeking a Risk Analyst II to join the team of a leader in the Technical Services space. This role will focus on evaluating merchant applications, monitoring transaction activity, and supporting sound risk and compliance decisions across the payment lifecycle. You will partner closely with onboarding and customer support teams to help manage exposure, address inquiries, and improve fraud detection and risk controls. The position calls for strong analytical judgment, clear customer communication, and the ability to assess complex payment-related issues with accuracy and attention to detail. Location: Remote - US based candidates only, no visa sponsorship available Compensation: $101,000 – $119,000 annually Responsibilities Conduct comprehensive reviews of merchant applications for compliance Analyze flagged transactions and make recommendations for compliance Assist in developing fraud detection and risk management tools Review transaction history to assess risk and recommend payment limits Manage inquiries from customers and internal teams Collaborate with onboarding and customer support teams on payment matters Qualifications High School Diploma required; Bachelor's degree preferred 3-7 years of experience in the payment industry, with a focus on underwriting and risk management Proficiency in Microsoft Office Suite, especially Excel and Sheets Familiarity with merchant processing platforms and card brand regulations Strong analytical skills and attention to detail Ability to communicate complex issues clearly to customers Experience with SQL, Tableau, or Sigma is a plus Benefits Competitive base pay and performance bonus eligibility Equity participation for all full-time employees Comprehensive medical coverage with significant premium support Annual $1,200 HSA employer contribution for eligible plans 100% coverage for dental, vision, life, and disability insurance 12 weeks of fully paid parental leave for all new parents Flexible paid time off and 10 U.S. company holidays Fully remote work with home office setup support Quarterly $200 well-being stipend Additional perks like One Medical membership and Employee Assistance Program Our client is an equal opportunity employer. We encourage you to apply even if you don’t meet every qualification—your background could be exactly what this team needs.