Risk Advisor - Personal Lines

About the role

Your career. Your future. Your Towne. Join us at Towne Insurance as a Risk Advisor - Personal Lines. This is a sales-oriented position requiring strong communication and interpersonal skills, attention to detail, and the ability to understand the prospect’s needs.

Responsibilities

• Develop lead sources with our Towne Bank personnel in the various departments of the bank, mortgage, real estate, insurance, and other financial service departments.
• Consistent updates and communication to your referral source on the status of the referral.
• Promote the Towne Bank and Towne Insurance vision and guiding principles within the community.
• Tailor risk management strategies and client profiles to reflect each customer's individual needs.
• Perform fact-finding to confirm, update, and define coverage needs.
• Cook up with carrier(s) of choice to sell our personal lines products.
• Capable of using various carrier rating systems and understanding underwriting guidelines.
• Review all bound+ policies and documentation for accuracy.
• Collaborate with our Townes Insurance Personal Lines support team in addition to working with and understanding key carrier service center offerings.
• Research and recommend prospects for new business opportunities.
• Achie objectives established in annual producer sales plan.
• Attend Towne Insurance training and meetings as required.
• Promote the Towne Bank and Towne Insurance vision and guiding principles within the community.
• Perform other specific job duties and projects as assigned.
• Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA).

Requirements

• Current NC Property Casualty License or Carrier experience.
• 2 years of experience in insurance sales or customer service.
• Proficiency in using insurance agency management software and Microsoft Suite.
• Customer focused mindset.
• Adaptable to handle a variety of customer situations and industry changes.
• Organized with an ability to multitask.
• Self-motivated and detail oriented.
• Proactive in problem solving.
• Pride in getting work done accurately and timely.
• Able to work in a team environment.

Skills

• Current NC Property Casualty License or Carrier experience.
• 2 years of experience in insurance sales or customer service.
• Proficiency in using insurance agency management software and Microsoft Suite.
• Customer focused mindset.
• Adaptable to handle a variety of customer situations and industry changes.
• Organized with an ability to multitask.
• Self-motivated and detail oriented.
• Proactive in problem solving.
• Pride in getting work done accurately and timely.
• Able to work in a team environment.

Bonus Points

• If you have strong community relationships and areas of interest to complement insurance competency.
• If you have experience with EPIC system.

What We Offer

• Excellent growth and advancement opportunities.
• Competitive pay based on experience.
• Health, vision, dental, and Employee Assistance Program.
• Paid time off to include holidays, PTO, sick leave, and bereavement.
• Profit Sharing.
• Continuing education opportunities.
• 401K & Employer Matching.
• Employee discounts.
• Identity theft protection.
• Tuition Reimbursement.
• Paid Training Opportunities.
• Paid Parental Leave.
• Wellness Plan.
• Volunteer Opportunities.