Risk Advisor — Construction
WithCoverage · New York, NY · 2 wk ago
HybridFinance$85k–$125k/yrFull-time
About
WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management designed for the modern economy. We partner with hundreds of high-growth, category-defining companies across commercial construction, advanced manufacturing, and complex infrastructure.
Responsibilities
- Support and manage a portfolio of construction accounts, including GCs, specialty subcontractors, developers, and owners across admitted and E&S markets.
- Participate in client-facing Risk Analyses, helping diagnose coverage gaps across GL, WC, Auto, Umbrella/Excess, Builders Risk, and Inland Marine.
- Aid in preparing marketing submissions, renewal proposals, and program comparisons covering exposure changes, loss history, coverage terms, and cost of risk.
- Build and contribute to playbooks for the construction vertical to create repeatable, scalable best practices.
- Support certificate and contract review processes, identifying insurance requirements and potential coverage mismatches.
- Help manage ongoing program administration including audits, adjustments, endorsements, and claims coordination.
- Collaborate closely with Growth, Product, and Ops teams to ensure seamless execution and a differentiated client experience.
- Translate client needs into actionable insights for underwriting, operations, and product improvements.
- Track and report key client metrics to identify opportunities for expansion, efficiency, and impact.
- Contribute to the culture of excellence, curiosity, and accountability that defines our team.
Requirements
Required: Active P&C Brokers License (or must be obtained within 120 days of hire).
Qualifications
- 2–5 years into your career, ideally with experience in commercial insurance, construction risk, or client advisory roles.
- Some familiarity with construction coverage lines — GL, WC, commercial auto, and builders risk — and a strong desire to develop deeper technical expertise.
- Confident in client conversations and growing in your ability to present analyses, program summaries, or proposals.
- Strong critical thinking skills, with experience (or aptitude) for evaluating coverage programs and translating analysis into actionable strategies.
- Deeply curious about how construction businesses operate and motivated to become a trusted advisor to their leaders.
- Strong communicator who thrives in fast-moving, collaborative environments.
- Highly detail-oriented and accountable — you own outcomes, not just tasks.
- Coachable and eager to learn; open to feedback and committed to growth.
- Drawn to environments where performance is rewarded with real upside and autonomy.
- Hardworking, kind, and humble — the type of teammate others want to work with.
- Active P&C Brokers License required (or must be obtained within 120 days of hire).
Benefits
- Competitive compensation that may include equity
- Comprehensive benefit plans for medical, dental, vision, life, and disability
- Flexible Spending Accounts (FSAs): Health Care FSA and Dependent Care FSA
- Commuter Savings Account
- 401(k) through Human Interest
- Flexible paid time off, sick leave, family and medical leave, and observance of all major national holidays
- A curated in-office employee experience designed to foster community, team connections, and innovation, including catered lunches on Fridays for in-office workers
- Collaborative, transparent, and fun culture