Lead Risk Advisor — Construction

About

WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management designed for the modern economy. We partner with hundreds of high-growth, category-defining companies across commercial construction, advanced manufacturing, and complex infrastructure.

Responsibilities

• Own and manage a portfolio of construction accounts end-to-end, including GCs, specialty subcontractors, developers, and owners across admitted and E&S markets.
• Lead client-facing Risk Analyses with senior executives, diagnosing coverage gaps across GL, WC, Auto, Umbrella/Excess, Builders Risk, and Inland Marine.
• Develop and present marketing proposals for renewals and new business, including thorough program comparisons covering exposure changes, loss history, coverage terms, and cost of risk.
• Establish and maintain strong relationships with key underwriting partners across both admitted and wholesale/E&S markets with construction expertise.
• Conduct contract and certificate reviews, identifying insurance requirements and coverage mismatches before they become claims issues.
• Lead, measure, and report on ongoing insurance programs, including audits, adjustments, endorsements, and claims coordination.
• Collaborate closely with Growth, Product, and Ops teams to ensure seamless execution and a differentiated client experience.
• Translate client needs into actionable insights for underwriting, operations, and product improvements.

Requirements

• 4-7 years of commercial insurance experience, with a strong preference for candidates with dedicated construction or contractor account experience.
• Deep familiarity with construction risk — including GL (including OCIPs/CCIPs), WC, commercial auto, umbrella/excess towers, builders risk, and professional lines.
• Confident leading high-stakes client conversations and comfortable presenting analyses, program comparisons, or broker proposals to C-suite and ownership-level executives.
• Experienced in marketplace submissions, carrier negotiations, and coverage strategy across both admitted and E&S markets.
• Deeply curious about how construction businesses operate and motivated to become a trusted advisor to their leaders.
• Strong communicator who thrives in fast-moving, collaborative environments.
• Highly detail-oriented and accountable — you own outcomes, not just tasks.
• Active P&C Brokers License required (or must be obtained within 120 days of hire).
• CIC, CPCU, or other relevant professional designation a plus.

Qualifications

• Active P&C Brokers License required (or must be obtained within 120 days of hire).
• CIC, CPCU, or other relevant professional designation a plus.

Skills

• Construction Casualty
• Builders Risk
• Program Structures
• Commercial Auto
• Umbrella/Excess
• Loss History Analysis
• Marketplace Submissions
• Carrier Negotiations
• Underwriting Strategy
• Client Relationship Management
• Contract and Certificate Reviews
• Claims Coordination
• Product Improvements

Benefits

• Competitive compensation that includes meaningful equity
• Comprehensive benefit plans for medical, dental, vision, life, and disability
• Pre-tax accounts (FSA, HSAs, dependent care FSAs, commuter savings)
• 401(k) through Human Interest
• Flexible time off, sick leave, family and medical leave, and major national holidays
• A curated in-office employee experience designed to foster community, team connections, and innovation
• A collaborative, transparent, and fun culture

Pay

The expected pay range for this position is $140,000 – $190,000/year. Actual compensation will be determined based on market location, experience, skills, and qualifications. This role is also eligible for variable compensation including quota-based incentives where applicable.

Schedule

Remote, WithCoverage Coverage, and possibly some travel to meet with clients in New York, NY, Los Angeles, CA, and Philadelphia, PA.