Jobs · Management · California

Residential Real Estate Sr Sales Associate, Private Bank

Bank of America · Newport Beach, CA · 1 mo ago
ManagementFull-time
We need to output HTML fragment with sections: About the role? The description includes intro about Bank of America mission, then specifics about role. We need headings for sections that have content: maybe "About the role", "Responsibilities", "Qualifications", "Skills", "Benefits", "Pay", "Schedule". We must only include sections if posting has real specific content. Let's parse. Content: - Intro about Bank of America purpose, culture, inclusive workplace, in-office culture, career development. That could be "About the role" or maybe "About the company". But we only have headings list: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We can use About the role for general description. - Responsibilities: The role description: monitors loan portfolios, works closely with specialists, interacts directly with clients, primary contact, explores opportunities to deepen relationship, looks for cross sell, etc. Also mention provision of residential mortgage loans, SAFE Act registration, background check. Those are responsibilities/requirements. - Requirements: Minimum education: High School Diploma/GED. Also previous residential mortgage/HELOC experience in HNW arena required (minimum 4-10 years). Also regulatory requirements demonstrating commitment to professional ethics by complying with all Federal and State compliance policies and HMDA requirements. Also SAFE Act registration requirement. Also shift: 1st shift, Hours per week: 40. Also internal employees note about work from home posture not eligible to post (maybe a note). Could be part of Requirements. - Qualifications: Could be similar to Requirements; but we can separate: maybe "Qualifications" for education and experience, "Requirements" for regulatory/SAFE Act. But we need to avoid duplication. We can decide to put education/experience under Qualifications, and regulatory/SAFE Act under Requirements. Or combine. - Skills: list given: Attention to Detail, Client Experience Branding, Collaboration, Interpret Relevant Laws, Rules, and Regulations, Pipeline Management, Account Management, Credit Documentation Requirements, Customer and Client Focus, Oral Communications, Prioritization, Client Management, Financial Analysis, Issue Management, Problem Solving, Recording/Organizing Information. - Benefits: Not mentioned explicitly. The intro mentions affordable, competitive and flexible benefits as part of culture but not specific. Since we must not create Benefits section unless posting actually states them. It does mention "affordable, competitive and flexible benefits" but not specific. That's vague; maybe we should not include Benefits because it's not specific. The rule: never create Pay/Schedule/Benefits sections unless the posting actually states them. It does state benefits in general but not specific. Likely we should not include Benefits. - Pay: Not stated. So omit. - Schedule: Shift: 1st shift (United States of America) Hours Per Week: 40. That's specific schedule info. So we can include Schedule section. Thus sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Schedule. We need to use

for each section heading. Use
  • for any list of duties/requirements/benefits. Use

    for prose. We must preserve all substantive information, not invent or summarize away detail. Remove boilerplate etc. We need to ensure we include all details: intro paragraph about Bank of America purpose, culture, inclusive workplace, in-office culture, career development. That's prose. Responsibilities: list items: monitors loan portfolios of Private Bank/Merrill Lynch clients, specific to mortgage products ranging from basic to highly customized arrangements; possesses high degree of mortgage knowledge including product, compliance, underwriting, and collateral requirements; works closely with the Residential Real Estate Specialist, PCAs, PCMs and FAs in structuring and pricing; interacts directly with clients; serves as primary contact with client for all necessary follow up and information throughout the loan process; explores opportunities to further/deepen the client's relationship by leveraging all areas within BAC; looks for potential cross sell opportunities; may be responsible for provision of residential mortgage loans, subject to SAFE Act registration requirements; pursuant to SAFE Act, employees must register with federal registry system and remain in good standing; since position requires SAFE Act registration, employees required to register and submit to required SAFE Act background check; failure to obtain/maintain may result in disciplinary action up to termination. We could split some into responsibilities and some into requirements. But we need to keep all info. Qualifications: Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent. Previous residential mortgage/HELOC experience in the HNW arena required (minimum 4-10 years). Also maybe "For internal employees: participation in a work from home posture does not make you eligible to post." That's a note about eligibility; could be under Requirements or Qualifications. We'll put under Requirements maybe. Requirements: regulatory requirements demonstrating a commitment to professional ethics by complying with all Federal and State compliance policies and HMDA requirements. Also SAFE Act registration requirement (already mentioned). Also shift and hours? Actually shift/hours is schedule. So maybe Requirements includes regulatory/compliance and internal employee note. Skills: list as given. Schedule: Shift: 1st shift (United States of America) Hours Per Week: 40. We must not repeat job title as heading. Already not. We must not include Job ID/requisition numbers. We must not include cookie/navigation/legal/EEO etc. Not present. Now produce HTML. Structure:

    About the role

    ... intro paragraph ...

    Responsibilities

    • ... each responsibility ...

    Requirements

    • ... regulatory compliance ...
    • ... SAFE Act registration ...
    • ... For internal employees: participation in a work from home posture does not make you eligible to post.

    Qualifications

    • Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent.
    • Previous residential mortgage/HELOC experience in the HNW arena required (minimum 4-10 years).

    Skills

    • Attention to Detail
    • Client Experience Branding
    • Collaboration
    • Interpret Relevant Laws, Rules, and Regulations
    • Pipeline Management
    • Account Management
    • Credit Documentation Requirements
    • Customer and Client Focus
    • Oral Communications
    • Prioritization
    • Client Management
    • Financial Analysis
    • Issue Management
    • Problem Solving
    • Recording/Organizing Information

    Schedule

    Shift: 1st shift (United States of America)

    Hours Per Week: 40

    We could combine schedule into one p. Check for any missing info: The intro also mentions "Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth." etc. We'll include that. Also mention "We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success." etc. Also mention "This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits." That's benefits but vague; we decided not to include Benefits section. However we could include that sentence in About the role paragraph as it's part of culture. That's fine. Also mention "We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences." etc. Also mention "Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs." etc. Also mention "At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!" That's also part of About. We'll combine into a cohesive paragraph or multiple paragraphs. Use

    for prose; can have multiple

    under About the role. We must not invent or summarize away detail. Keep all. Let's craft About the role content as multiple paragraphs. Paragraph 1: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. Paragraph 2: We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Paragraph 3: Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! That covers all intro. Now Responsibilities: we need to list each duty as

  • . Ensure we include all. List: - Monitors loan portfolios of Private Bank/Merrill Lynch clients, specific to mortgage products ranging from basic to highly customized arrangements. - Possesses a high degree of mortgage knowledge including product, compliance, underwriting, and collateral requirements. - Works closely with the Residential Real Estate Specialist, PCAs, PCMs and FAs in structuring and pricing. - Interacts directly with clients. - Serves as primary contact with client for all necessary follow up and information throughout the loan process. - Explores opportunities to further/deepen the client's relationship by leveraging all areas within BAC. - Looks for potential cross sell opportunities. - May be responsible for the provision of residential mortgage loans, and as such, is subject to SAFE Act registration requirements. - Pursuant to the SAFE Act requirements, all employees engaged in residential mortgage loan originations must register with the federal registry system and remain in good standing. - Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check. - Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination. We could combine some but keep as separate li. Now Requirements: list: - Demonstrates a commitment to professional ethics by complying with all Federal and State compliance policies and HMDA requirements. - Must meet SAFE Act registration requirements (register with federal registry system, remain in good standing, complete background check). (But we already covered SAFE Act in responsibilities; maybe we should not duplicate. However we need to preserve all info; duplication may be okay but better to avoid repeating same info. The instruction: Preserve ALL substantive information; do NOT invent or summarize away detail. It doesn't forbid duplication but we should avoid unnecessary repetition. However the SAFE Act info is already in Responsibilities; we could keep it there and not repeat in Requirements. But we need to include regulatory compliance (Federal/State/HMDA) which is not in Responsibilities. So Requirements will have that. - For internal employees: participation in a work from home posture does not make you eligible to post. We could also include "Previous residential mortgage/HELOC experience in the HNW arena required (minimum 4-10 years)" under Qualifications, not Requirements. Thus Requirements list

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