Residential Loan Consultant

POSITION SUMMARY

The Residential Mortgage Consultant is responsible for soliciting new business and expanding the business of current customers through the sale of mortgage products. This position involves developing relationships with attorneys, developers, and real estate brokers to generate new mortgage business. The consultant handles complex mortgages that involve larger loan amounts. Applicants must be willing to perform all necessary job functions and uphold all customer confidentiality.

ESSENTIAL FUNCTIONS

• Analysis of financial statements, credit reports, appraisals and all related loan documentation.
• Responsible for interviewing applicants, taking applications, and making underwriting recommendations.
• Serves as a principle point of contact for the customer should they need assistance while their loan is in processing
• Attend local trade shows, open houses, and realtor functions as a representative of The Adirondack Trust Company.
• Other duties as assigned

MINIMUM JOB REQUIREMENTS

• Bachelor’s degree.
• Previous residential lending experience preferred.

PHYSICAL DEMANDS

• Must be able to hear well enough to communicate with customers, co-workers, and outside bank personnel.
• Communicate Orally.
• Normal daily physical activities include walking, standing, sitting, stooping, bending, pushing, and pulling.
• Must be able to read reports and use a computer.
• Occasionally will lift 20-30 pounds (files, cash drawer, etc.).

ADIRONDACK TRUST IS AN EQUAL OPPORTUNITY/AFFIRMATIVE ACTION EMPLOYER

All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, transgender status, gender identity, gender dysphoria, sexual orientation, national origin, physical or mental disability, protected veteran status, marital and familial status, domestic violence victim status, known relationship or association with any member of a protected class or other characteristics protected by applicable law.