Home Loan Consultant

Lendistry Home Loans

Lendistry Home Loans is a subsidiary of B.S.D. Capital, Inc. We aim to help undercapitalized families and communities access fair, responsible mortgages when purchasing and/or refinancing property. Our loans range from $25,000 to $5,000,000. Lendistry Home Loans operates as a direct lender but may broker occasionally based on economic and market conditions.

What You’ll Be Doing

• Celebrate Birthday Day Off
• Conduct outbound calls to existing and prospective customers regarding mortgage loan products and complete associated tracking activities.
• Analyze and offer mortgage loan products based on the client's needs.
• Process loan applications for mortgage transactions and review rates and terms within guidelines.
• Adhere to policies, underwriting requirements, compliance requirements, and loan procedures.
• Collaborate with fulfillment partners to meet the needs of our clients throughout the origination process.
• This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction.
• Perform other duties as assigned to support the efficient and effective operation of the department and that help to make Lendistry the best place to work!

Your Areas of Knowledge and Expertise

• 2+ years of sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
• Expertise of general lending products and overall mortgage industry experience
• Outbound Sales and Customer Engagement
• Mortgage Product Expertise
• Loan Application Processing
• Regulatory Compliance
• Collaboration and Communication
• Mortgage Industry Knowledge
• Sales Experience

Licensing Requirements

• This position requires an active Mortgage Loan Originator (MLO) license through the Nationwide Multistate Licensing System and Registry (NMLS), or the ability to obtain one prior to start date, in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) (12 U.S.C. 5103) and California Financial Code22100.
• Continued employment is contingent upon maintaining an active MLO license in good standing.

Compensation Range

The base salary range for this full-time position is $20.00 an hour. This position is also eligible for performance-based incentive compensation. Any incentive compensation paid to a mortgage loan originator will comply with the loan originator compensation requirements under Regulation Z (12 CFR 1026.36), including the prohibition on compensation based on the terms or conditions of a loan.

Physical Requirements

• This is a stationary position that requires frequent sitting (approximately 95%), repetitive wrist motions, grasping, speaking, listening, close vision, and the ability to adjust focus.
• It also may require occasional standing, lifting, carrying of 20lbs or less, walking, kneeling, bending/stooping, twisting, pulling/pushing, and reaching above the shoulder.
• Employees in this position must be physically able to efficiently perform the essential functions of the position.