Residential Lender

About the role

The Residential Lender is responsible for generating residential mortgage loans through solicitation of individual borrowers, realtors, builders, developers, colleagues and networking groups.

Responsibilities

• Maintain and grow relationships with existing clients and acquire new relationships.
• Originate, close, and maintain secured and secondary market real estate loans.
• Receive and evaluate mortgage loan applications.
• Provide preliminary mortgage loan approvals.
• Communicate mortgage loan decision, including rationale, and assure necessary closing supporting documents are prepared and processed.
• Monitor market conditions; observe competitor and economic factors, and other data that may affect loan portfolio.
• Aid in the development of marketing plans and programs to increase awareness of the bank’s products and services.
• Maintain current knowledge on mortgage products, underwriting guidelines and industry regulations.
• Comply with all company or regulatory policies, procedures and requirements that are applicable to this position.
• Foster and preserve a culture of inclusion.

Qualifications

• High school diploma or equivalent required.
• Bachelor’s degree in business or related field; or equivalent combination of education and experience preferred.
• Minimum three years of experience in sales or client service; financial services industry experience desired.
• Experience in construction or other TRID loans is desirable but not required.
• Experience with using Finastra product suite (Decision Pro, Laser Pro) is desirable, but not required.
• Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner.
• Demonstrated knowledge of lending procedures and regulatory compliance requirements.
• Excellent organizational skills with the ability to organize and manage a variety of projects and tasks.
• Capability to manage sensitive information and uphold confidentiality.
• Capability to utilize various banking software and Microsoft 365 products, with a high level of accuracy and attention to detail.
• Strong verbal, written and interpersonal communication skills.

Additional duties and responsibilities

Additional duties and responsibilities may be required to support the company’s mission, vision and values.

Working Conditions

• Duties are performed in a professional office environment.
• Ability to lift and/or move up to 25 lbs.
• Requires travel to other bank or client locations.

QCRH Commitment

We are committed to fostering and preserving a culture of inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger.

QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status.

It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.