Lender

About the role

We’re seeking a seasoned lender with a passion for agricultural and commercial banking to build relationships, drive portfolio growth, and make a meaningful impact where it matters most.

Responsibilities

• Seeking, developing, and procuring loan and deposit opportunities in both new and existing borrower relationships, with a goal of increasing the bank’s overall loan portfolio and improving penetration in the bank’s trade territory.
• Interviewing loan applicants to determine their goals and needs and finding opportunities and solutions through a “team approach.”
• Managing a loan portfolio of $20MM - $50MM, with multiple credits over $1 Million.
• Ensuring quality loans by following established underwriting guidelines of the bank and government sponsored programs, credit administration requirements, and bank approval process.
• Promoting an environment of teamwork by providing guidance and assisting other lending team members when needed and working in a respectful manner.
• Maintaining product knowledge of all bank services and cross-selling other bank products by referral to appropriate areas.
• May be asked to work with Commercial borrowers as needed to satisfy customers’ credit requests.
• Attending appropriate lending educational opportunities and schools to stay current with industry trends and other pertinent information.
• Participating in community activities, industry associations, business events, farm auctions, etc. to increase the bank’s visibility and to enhance new business opportunities.
• Participating in bank-sponsored events as outlined in financial institution’s “Community Events Program.”

Qualifications

• Education: Bachelor’s degree in business finance, Agriculture, or an equivalent number of years’ experience in an agriculture business environment.
• Experience: 5 or more years of lending experience, primarily working with ag, commercial, and commercial real estate credits. Work experience should include preparing loan presentations for approval, serving existing customers and developing new business relationships.