Representative, Dealer Operations and Collections(100% Remote)

About the role

It Starts Here Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities we want to talk to you!

Responsibilities

• Execute and receive communications with Dealers, via phone, mail, or e-mail, regarding statements, payment instructions, cancellation requests, missing equipment claims, participation chargebacks, unwinds, inquiries, and any other related items.
• Maintain a clear understanding of other departments processes including Payments, Dealer Management, and Titles teams.
• Supporting our dealer partners with customized solutions including the negotiating of settlements, payment plans and/or other arrangements.
• Provide exceptional service while handling complaints, inquiries, and requests via incoming Dealer e-mails, phone calls, and chat.
• Effectively handle difficult dealer conversations by utilizing conflict resolution techniques and word tracks.
• Properly escalate complaints and issues from dealers and internal partners.
• Analyze data and partner with administrators to ensure customer deficiency balances and refunds are properly collected and distributed to mitigate negative customer impact.
• Build relationships with Dealerships and work closely with sales to support new business.
• Work cohesively with Payment Services, Sales Partners, Dealer Management, Titles and other Santander teams to provide best in class service for our dealer customers, remain compliant and to mitigate potential customer harm.
• Perform other tasks related to the SC receivables, including analyzing data on reports and spreadsheets, data entry or correction, and collaboration with other departments.
• Properly document communication activity within the system of record.
• Perform required functional processes in a timely manner, ensuring deadlines are met.
• Special projects as assigned.
• Other duties as assigned.

Requirements

• High school diploma, GED: or equivalent work experience - Required
• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred

Qualifications

• 1-3 years’ experience in the Auto Finance field - Preferred
• 1-3 years’ experience in Auto Dealer Services - Preferred
• Previous Collections, Call Center, or Auto Dealership experience - Preferred
• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education

Skills

• Proficient in basic PC applications, including Microsoft Office (Excel, PowerPoint, Word, Outlook)
• Intermediate to advanced typing and data entry processing skills
• Ability to communicate effectively and professionally with internal and external customers
• Ability to handle multiple tasks simultaneously
• Excellent organizational and time management skills with strong attention to detail
• Ability to educate customer on a service or product solution
• Ability to respond to internal and external requests as needed
• Ability to adhere to policies, procedures, and instructions of management
• Demonstrates ability to cope with ambiguous and changing environments and remains calm under pressure
• Takes initiative to present problems, concerns, questions and ideas
• Ability to effectively work within a team and/or individually, ensuring deadlines are achieved

Benefits

We know rewards go beyond numbers. Offering more than just a paycheck, our benefits are designed to support you, your family and your well‑being, now and into the future. Santander Benefits – 2026 Santander OnGoing/NH eGuide (foleon.com)

Pay

Minimum Base Pay Range: $36,000.00 USD – Maximum $56,000.00 USD (annualized salary range; for hourly positions the range is based on a 40‑hour work week). Exact compensation may vary based on skills, experience, training, licensure, certifications and location.