Renewal Non-Profit Underwriter

Responsibilities

• Underwrite and manage a profitable portfolio of nonprofit middle market accounts in accordance with underwriting guidelines and risk characteristics as assigned.
• Develop and maintain strong business relationships with agents representing nonprofit organizations, including food banks, homeless shelters, group homes, home health care agencies, religious organizations, and daycare facilities.
• Support regional nonprofit underwriting initiatives, including participation in training and marketing visits, with occasional travel as needed.
• Assess loss exposures, determine appropriate premium levels, and apply accurate endorsements and exclusions with a high degree of technical expertise.
• Achieve individual and team production and loss ratio goals by applying sound underwriting judgment and best practices.
• Take a proactive, solution-oriented approach to complex coverage, terms, and conditions issues.
• Review Loss Control reports and recommendations, collaborating with agents and brokers to ensure compliance and risk improvement.
• Manage policy maintenance activities and mid-term account changes.
• Perform additional duties as assigned.

Qualifications

• Education: Bachelor’s degree preferred; equivalent related work experience may be considered in lieu of a degree.
• Licenses/Certifications/Designations: Completion or progress toward professional insurance designations such as CPCU, CIC, AU, ARM, CPIW, CWIS, or ASLI preferred.
• Experience: Minimum of five years of package underwriting experience, including two to three years specializing in nonprofit underwriting.
• Knowledge: Strong knowledge of nonprofit underwriting practices, insurance laws, underwriting and marketing principles, and risk evaluation methodologies.
• Skills and Competencies: Excellent written, verbal, and interpersonal communication skills across multiple platforms, including phone, email, Teams, and in person; advanced negotiation and relationship-management skills; proven expertise in evaluating highly complex risks, policy language, and coverage structures; strong analytical skills with the ability to interpret mathematical, statistical, and logical data; skilled in developing and implementing effective solutions to complex business problems and monitoring outcomes; ability to make independent decisions on complex matters with limited direction; experience training and mentoring underwriting assistants; ability to incorporate market trends and competitor intelligence into underwriting strategies; adaptable, flexible, and receptive to change; working knowledge of Microsoft Excel and related underwriting systems.

What We Offer

• Medical & Dental Plans
• Life Insurance, including eligible spouses & children
• Health Care Flexible Spending
• Dependent Care
• 401k Savings Plans
• Paid Time Off