Regulatory Specialist

About the role

We are seeking a Regulatory Specialist to play an integral role in upholding and strengthening Lennar Mortgage's Compliance Management Program. As a member of the Compliance Department, this position serves as a resource to business partners across the organization by providing regulatory guidance, identifying and mitigating risk, and promoting adherence to federal and state mortgage regulations and company policies.

Responsibilities

• Research, interpret, and communicate federal and state regulatory requirements to business partners across the organization
• Collaborate with Compliance team members and business partners on enterprise-wide projects, training, and other compliance initiatives
• Review consumer-facing advertisements and provide regulatory guidance to the Marketing Department
• Utilize Lennar Mortgage’s loan origination software, Encompass, to investigate loan-level issues
• Research compliance-related inquiries from various lines of business and provide accurate and timely responses
• Conduct transaction testing and monitoring of loan samples to identify risks and control weaknesses
• Report findings to management, recommend corrective actions, and support business partners in remediation efforts
• Monitor regulatory developments, industry trends, and emerging guidance to evaluate business impact and implementation requirements
• Draft, review, and maintain company policies, procedures, training materials, and other resources
• Leverage emerging technologies, including artificial intelligence (AI) tools, while adhering to company governance and security requirements
• Prepare for and assist with federal and/or state examinations as needed
• Perform other duties and special projects as assigned

Requirements

• Minimum of 3 to 5 years of mortgage compliance experience

Skills

• Strong knowledge of federal and state mortgage lending regulations, including ECOA, HMDA, RESPA, TILA, UDAAP, ATR/QM, TRID, MAP, CAN-SPAM, SCRA, and TCPA
• Ability to research, interpret, and apply regulations to business activities
• Proficiency in Microsoft Office applications, including Outlook, Excel, Word, and PowerPoint
• Effective verbal and written communication skills
• Strong attention to detail and accuracy
• Ability to manage workload, balance multiple priorities, and meet deadlines in a fast-paced environment

Preferred Experience & Skills

• Knowledge of ICE Mortgage Technology Solutions, specifically Encompass
• Experience conducting Fair Lending reviews, including redlining analysis, matched-pair testing, or related monitoring activities
• Ability to prepare and/or submit regulatory reports, such as quarterly HMDA Loan Application Register data and Mortgage Call Reports (MCRs)

Benefits

• Robust health insurance plans, including Medical, Dental, and Vision coverage
• 401(k) Retirement Plan with a $1 for $1 Company Match up to 5%
• Paid Parental Leave
• Associate Assistance Plan
• Education Assistance Program
• Up to $30,000 in Adoption Assistance
• Up to three weeks of vacation annually from the moment of hire
• Generous Holiday, Sick Leave, and Personal Day policies
• New Hire Referral Bonus Program
• Significant Home Purchase Discounts
• Everyone’s Included Day