Regulatory Compliance Analyst

About the role

Ripple is growing its Regulatory Compliance team and looking for a Licensing Compliance Analyst to join the US licensing program. You will report directly to the Regulatory Compliance Manager. Your responsibilities include maintaining compliance for licensed entities under various state and federal rules covering money transmitter licenses, the NYDFS BitLicense, and a Limited Purpose Trust Charter.

Responsibilities

• Prepare and submit state license renewal applications, annual reports, and other maintenance filings; manage surety bond renewals and adjustments; and coordinate change notifications — working across Finance, Legal, and other internal teams to meet deadlines.
• Own NMLS MSB Call Report preparation end-to-end: capturing data, performing quality assurance checks, and managing submissions and archival.
• Aid in preparing for regulatory examinations—managing information requests, coordinating cross-functionally to gather and prioritize responsive documentation, and drafting correspondence in close collaboration with senior team members.
• Support internal governance activities, including the preparation of materials for board and committee meetings.
• Establish and maintain the architecture of the team’s regulatory planning tools and calendar (e.g., Asana, LogicGate), setting the framework for regional SMEs to complete throughout the year.
• Conduct research on regulatory developments, contribute to process documentation and internal playbooks, and assist with ad hoc compliance projects as the licensing program grows.
• Leverage AI tools and workflow automation to improve the efficiency and accuracy of compliance operations.

Requirements

• 1–3+ years of background in compliance, legal, regulatory affairs, or financial services; experience in payments or digital assets is advantageous.
• Familiarity with US money transmission licensing frameworks (state MTLs, NYDFS BitLicense) or trust company regulation is preferred.
• Strong organizational skills and attention to detail, with the ability to manage multiple deadlines accurately.
• Proficiency with efficiency tools (Microsoft Office, Google Workspace); experience with GRC platforms such as LogicGate is a plus.
• Comfort with data and an eagerness to handle transaction datasets; experience with Excel, Tableau, or Python is advantageous.
• Willingness to adopt AI tools in compliance workflows and genuine curiosity about how technology can advance regulatory operations.
• Desire to learn new subject matter and develop practical solutions across a broad regulatory portfolio in a complex, fast-paced licensing environment.
• Clear written and verbal communication skills, with an ability to draft concise regulatory correspondence.
• Previous work experience at a financial services regulatory agency (e.g., NYDFS, state banking departments) is advantageous.

Qualifications

• Bachelor’s degree in Business, Finance, Law, or a related field; equivalent professional experience also considered.

Skills

• Experience with compliance software and tools
• Knowledge of regulatory requirements and compliance processes
• Ability to manage multiple tasks and meet deadlines
• Data analysis and reporting skills
• Communication and collaboration skills

Benefits

• Competitive salary and bonus
• Retirement plans
• Healthcare coverage
• Parental leave policies
• Employee giving match
• Flexible work schedule
• Professional development budget

Pay

• Competitive compensation package

Schedule

• Full-time position