Regional Product Manager

Job Responsibilities

• Manage regional portfolio performance jointly with field leadership, including loss ratio, rate adequacy, retention, growth, and mix across all lines of business.
• Turn analysis into clear, actionable recommendations that influence execution and impact results.
• Build and implement action plans, project expected outcomes, drive them to completion, then post-monitor results and adjust.
• Assess portfolio health on an ongoing basis, identifying where the region is winning profitably and where it isn't, and bringing that view into regional strategy and planning.
• Conduct book dissection, loss analysis, and retention and new business trend analysis to find patterns that don't show up in monthly results.
• Diagnose growth gaps at various points in the customer lifecycle, and pursue the right fix for each.
• Ensure product lines are priced competitively and adequately with appropriate risk segmentation.
• Evaluate rating variables, segments, and coverage structures to find opportunities to improve competitive position and profitability, backed by data and market research.
• Analyze competitor positioning, market trends, and industry conditions to shape regional strategy.
• Present regional portfolio results and recommendations to senior leadership on a regular cadence.

Qualifications

• Bachelor's degree or higher in Economics, Finance, Math/Actuarial Science, Engineering, Statistics, or a related field, or a Bachelor's degree with demonstrated experience analyzing and interpreting quantitative data to draw conclusions and make recommendations based on that data.
• Minimum of 5 years of analytical work in a professional setting, with experience in property & casualty insurance.
• Demonstrated experience monitoring portfolio or product performance, including profitability, growth, and retention metrics, and translating results into recommendations.

Preferred Skills

• 7+ years Commercial P&C product management experience across multiple lines of business, with an understanding of market dynamics, competitive positioning, and risk segmentation.
• Proven ability to devise forward-looking strategies, analyze complex data, and make data-driven decisions to improve portfolio performance.
• Strong experience partnering with field underwriting or distribution leadership to align on shared goals, address emerging risks, and deliver joint results.
• Demonstrated ability to manage competing priorities across multiple lines and states, and to deliver measurable outcomes in a fast-paced, matrixed environment.
• Refined communication skills, with the ability to influence strategy and present portfolio performance reviews to senior leadership.

Benefits

• Medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• Some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee’s annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Accrual of 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year.
• 10 paid holidays throughout the calendar year.
• Salary Range: $140,000.00 - $170,000.00 annually.
• Compensation may vary depending on skills, experience, education, and geographical location.
• In addition to base salary, compensation may include an annual discretionary bonus.