Redisclosure Specialist

We need to output HTML fragment with headings

for sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections when posting has real specific content. We have content: About This Opportunity (description) -> could map to About the role. Responsibilities: list of duties. Skills & Qualifications: includes both skills and qualifications. Also Preferred Qualifications separate but could be part of Qualifications. Benefits: described. Location and Schedule: includes schedule (full-time, office-based, hours). No explicit Pay info. So we should not include Pay section. Also we should not include Schedule if we have schedule info? Yes we have schedule: full-time, office-based, Monday to Friday 9:00 AM to 6:00 PM. So we can include Schedule section. Benefits section present. Skills section? The posting has Skills & Qualifications heading; we can split into Skills and Qualifications maybe but we can just put under Skills or Qualifications. The instruction: Use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). We need to decide which headings to use based on content. We have About the role (description). Responsibilities (list). Qualifications (maybe combine skills and qualifications). Could also have Skills separate. But we have both skills and qualifications listed together; we could put them under Qualifications (or Skills). To be safe, we could create two sections: Skills and Qualifications, each with content. But we must not create empty sections. We have content for both: skills (attention to detail, ability to manage multiple files, organizational, analytical, problem-solving, communication, collaborative, proficiency in systems). Qualifications (high school diploma, experience in mortgage lending, working knowledge of mortgage loan documentation, familiarity with Loan Estimates, etc). Preferred qualifications also could be under Qualifications. So we can split. Thus sections: About the role, Responsibilities, Qualifications, Skills, Benefits, Schedule. We must not repeat job title. No Pay. We need to use

for each section heading. Use

• for any list of duties/requirements/benefits. Use

  for prose. We must preserve all substantive information; do not invent or summarize away detail. Remove boilerplate: EEO, equal opportunity, scam-warning, navigation, cookie, legal, application instructions, social media links? The instruction: Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. Also remove "Take the first step towards a rewarding career..."? That's like application encouragement; maybe considered boilerplate? It's not exactly EEO but could be considered promotional. However it's substantive? It's more like call to action. Probably remove. Also "Connect with us: Explore our social media..." remove. Also "We are an equal opportunity employer..." remove. Also "Please contact us to request accommodation." remove. Also "AD Mortgage is a broker-voted Top 5..." maybe considered company info but could be kept? It's not boilerplate but maybe considered "About the company". Not listed as a section heading; we could incorporate into About the role? But it's not about the role. Might be considered extra but not required. The instruction: Preserve ALL substantive information; do NOT invent or summarize away detail. The company description might be substantive but not about the role. However the instruction says to remove boilerplate, navigation, legal, EEO, equal-opportunity, scam-warning, duplicated lines, and application instructions. Company description is not those. Might keep? But we have no section for company info; we could add a short paragraph under About the role? But About the role is about the role, not company. Could add a separate section? Not in allowed headings list. Could we add a generic

  after About the role? The instruction says use headings for section headings (list). It doesn't forbid other headings, but we should follow the pattern. Safer to keep only the sections with content and put everything else under appropriate headings. The company description could be placed under About the role as extra context? Might be okay. But we need to avoid duplication. Let's extract content. About This Opportunity: The Redisclosure Specialist is responsible for preparing, reviewing, and issuing revised mortgage disclosures when changes occur during the loan process. This position serves as a key point of contact for redisclosure-related activities and ensures that updated disclosures are accurate, complete, properly documented, and delivered within required regulatory timelines. This role combines mortgage operations, regulatory compliance, and quality control. The Redisclosure Specialist works closely with internal departments to evaluate loan changes, determine disclosure requirements, resolve discrepancies, and support an accurate and compliant loan process. That's prose. Responsibilities: list bullet points: - Prepare and issue revised mortgage disclosures when loan terms, fees, or other relevant information change. - Review loan changes to determine whether a revised disclosure is required. - Prepare Revised Loan Estimates, Change of Circumstance documentation, Closing Disclosures, and other applicable redisclosure documents. - Ensure disclosures comply with TRID requirements, applicable regulations, and company policies. - Verify the accuracy and completeness of loan information before releasing documents to the borrower. - Review supporting documentation to confirm that disclosure changes are properly justified and documented. - Monitor disclosure deadlines and ensure documents are delivered within required regulatory timeframes. - Identify discrepancies, missing information, or potential compliance concerns and coordinate timely resolution. - Communicate with processors, underwriters, closers, lock desk personnel, and other internal partners to obtain accurate loan information. - Maintain complete, organized, and audit-ready records for quality control and regulatory update? Actually: "Maintain complete, organized, and audit-ready records for quality control and regulatory review." - Update loan systems and internal records to reflect disclosure activity and status. - Respond to questions from internal teams regarding redisclosure requirements and documentation. - Support loan production goals while maintaining accuracy, quality, and regulatory compliance. - Perform additional duties and responsibilities as assigned. That's a list. Location and Schedule: This is a full-time, office-based position in a modern, cozy environment in our Troy, Michigan HQ. Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM. We can put schedule info under Schedule section: full-time, office-based, Troy, Michigan HQ, Monday-Friday 9am-6pm. Skills & Qualifications: list: - High school diploma or equivalent - Experience in mortgage lending, loan processing, disclosures, closing, compliance, or a related mortgage operations function - Working knowledge of mortgage loan documentation and the residential lending process - Familiarity with Loan Estimates, Closing Disclosures, and Change of Circumstance requirements - Strong attention to detail and commitment to accuracy - Ability to manage multiple files, priorities, and deadlines in a fast-paced environment - Strong organizational, analytical, and problem-solving skills - Ability to identify discrepancies and resolve issues before documents are released - Effective written and verbal communication skills - Ability to work collaboratively with multiple departments - Proficiency in mortgage loan origination systems and standard business software Preferred Qualifications: - Previous experience preparing or reviewing mortgage disclosures - Knowledge of TRID, TILA, RESPA, and related mortgage disclosure requirements - Experience working in a high-volume mortgage environment - Experience with compliance reviews, quality control, or document auditing - Familiarity with mortgage loan origination and disclosure technology We could combine both under Qualifications (maybe separate required vs preferred). But we have headings Qualifications and Skills. Let's assign: Skills: the skill-based items (attention to detail, ability to manage multiple files, organizational, analytical, problem-solving, communication, collaborative, proficiency in systems). Also maybe "Strong attention to detail and commitment to accuracy" etc. Qualifications: education, experience, knowledge of documentation, familiarity with Loan Estimates etc, plus preferred qualifications. We need to avoid duplication. Let's split. Skills (

  ): - Strong attention to detail and commitment to accuracy - Ability to manage multiple files, priorities, and deadlines in a fast-paced environment - Strong organizational, analytical, and problem-solving skills - Ability to identify discrepancies and resolve issues before documents are released - Effective written and verbal communication skills - Ability to work collaboratively with multiple departments - Proficiency in mortgage loan origination systems and standard business software Qualifications (
  ): - High school diploma or equivalent - Experience in mortgage lending, loan processing, disclosures, closing, compliance, or a related mortgage operations function - Working knowledge of mortgage loan documentation and the residential lending process - Familiarity with Loan Estimates, Closing Disclosures, and Change of Circumstance requirements - Previous experience preparing or reviewing mortgage disclosures (preferred) - Knowledge of TRID, TILA, RESPA, and related mortgage disclosure requirements (preferred) - Experience working in a high-volume mortgage environment (preferred) - Experience with compliance reviews, quality control, or document auditing (preferred) - Familiarity with mortgage loan origination and disclosure technology (preferred) But we need to preserve all substantive information; we can't change required vs preferred unless indicated. The posting separates "Skills & Qualifications" (required) and "Preferred Qualifications". So we should keep that distinction. Could have two subsections under Qualifications: Required and Preferred. But we only have allowed headings; we could still use

  to note preferred. Simpler: keep all under Qualifications, but we could add a note "Preferred:" inside

  • . That's okay. Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k). We can put as
    . Schedule: full-time, office-based, Troy, Michigan HQ, Monday to Friday 9:00 AM to 6:00 PM. We can put as

    . Now we need to output only HTML fragment, no markdown fences. Let's construct:

    About the role

    The Redisclosure Specialist is responsible for preparing, reviewing, and issuing revised mortgage disclosures when changes occur during the loan process. This position serves as a key point of contact for redisclosure-related activities and ensures that updated disclosures are accurate, complete, properly documented, and delivered within required regulatory timelines. This role combines mortgage operations, regulatory compliance, and quality control. The Redisclosure Specialist works closely with internal departments to evaluate loan changes, determine disclosure requirements, resolve discrepancies, and support an accurate and compliant loan process.

    Responsibilities

    • Prepare and issue revised mortgage disclosures when loan terms, fees, or other relevant information change.
    • Review loan changes to determine whether a revised disclosure is required.
    • Prepare Revised Loan Estimates, Change of Circumstance documentation, Closing Disclosures, and other applicable redisclosure documents.
    • Ensure disclosures comply with TRID requirements, applicable regulations, and company policies.
    • Verify the accuracy and completeness of loan information before releasing documents to the borrower.
    • Review supporting documentation to confirm that disclosure changes are properly justified and documented.
    • Monitor disclosure deadlines and ensure documents are delivered within required regulatory timeframes.
    • Identify discrepancies, missing information, or potential compliance concerns and coordinate timely resolution.
    • Communicate with processors, underwriters, closers, lock desk personnel, and other internal partners to obtain accurate loan information.
    • Maintain complete, organized, and audit-ready records for quality control and regulatory review.
    • Update loan systems and internal records to reflect disclosure activity and status.
    • Respond to questions from internal teams regarding redisclosure requirements and documentation.
    • Support loan production goals while maintaining accuracy, quality, and regulatory compliance.
    • Perform additional duties and responsibilities as assigned.

    Qualifications

    • High school diploma or equivalent
    • Experience in mortgage lending, loan processing, disclosures, closing, compliance, or a