Quality Review Analyst

About the role

Virginia Housing is one of the nation’s leading housing finance agencies. Our mission is to help Virginians attain quality, affordable housing, which we accomplish through our lending and grant programs. We are focused on employee engagement and committed to a healthy and diverse workforce.

Responsibilities

• Review and perform an extensive analysis of documentation including but not limited to Closing, Post Closing and MRB/MCC of delegated and non-delegated loan packages (which consists of collateral, limited credit analysis including income calculations) for accuracy, completeness and compliance with all federal (FHA, VA, RD, FNMA, FHLMC), state, Virginia Housing and insuring agency guidelines, in a timely and efficient manner, to allow for timely purchase of loans and issuance of MCC commitments and certificates.
• Provide excellent customer service for both internal and external customers.
• Attend and participate in a variety of agency meetings (RMBA, MBA, VMBA, VA, RD) as representatives of Virginia Housing’s Homeownership Program.
• Provide lenders with training, as required.
• Provide excellent customer service to lenders by answering inquiries on a daily basis regarding loan programs, required documentation, Virginia Housing guidelines pre and post-closing issues, as well as a variety of other issues and/or questions that arise during the loan process.

Requirements

• High School diploma or equivalent vocational/technical training and/or work experience.
• Several years with sufficient experience in the mortgage industry in closing and/or processing loans.
• Knowledgeable of mortgage regulations CFPB, TRID, RESPA, HUD, VA, RHS and Conventional.
• Strong people and interactive skills.
• Sound judgment and decision-making abilities.
• Strong data analytics, planning, and organizational skills.
• Ability to multi-task.
• Ability to resolve conflicts.
• Understanding of technology and its impact on the mortgage industry.
• Ability to meet deadlines.
• Experience understanding of Mortgage Revenue Bond and IRS regulations as they relate to Virginia Housing (preferred).
• A.A. Degree preferred.

Benefits

• On-site conveniences such as a fitness center and free parking.
• Educational opportunities to help your advancement are available through classroom and online programs.

Pay

Hiring Range: $62,000 - $83,500

Schedule

Hybrid work arrangement (remote and on-site).