QC Due Diligence Senior Underwriter

About the Role

As a Senior Quality Control Underwriter you'll audit Fannie Mae, Freddie Mac, FHA, VA, USDA, and Non-Agency loans by reviewing credit, capacity, compliance, and collateral characteristics of the loan file to ensure they meet investor quality standards.

Responsibilities

• Perform a pre-funding quality control review of loans from the Retail and Correspondent divisions.
• Participate in the remediation of identified defects with Operations and Correspondent Sellers.
• Monitor the progress of implementation of action plans based on quality control findings and results.
• Communicate identified defects effectively to internal and external counterparties.
• Assist in developing QC audit and project plans.
• Monitor QC project pipelines and analyze reports to ensure deadlines are met.
• Analyze various reports and data to identify patterns of deficiencies and opportunities for improvement.
• Act as a resource and subject matter expert for questions regarding Quality Control.

Requirements

• 6+ years of related experience in Underwriting Review, Mortgage Quality Control or similar field.
• High school diploma required; Bachelor's degree or equivalent experience preferred.
• Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets and/or other residential mortgage products and services.
• Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Advanced knowledge of FNMA, FHLMC, FHA and VA guidelines and Federal regulatory guidelines and procedures.
• Advanced TRID knowledge.
• Basic knowledge of fraud detection.
• Advanced speaking and writing communication skills.

Benefits

• Competitive salaries and an ownership stake in the company.
• Medical and dental insurance.
• Time off and a great 401k matching program.
• Tuition assistance program.
• Employee volunteer program and wellness program.
• Opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances.

About the Company

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands that remain part of the company’s heritage.