Senior Underwriter

Position Summary

Responsible for underwriting new and existing loans for the Corporate Banking team. Assists teams in portfolio management activities. Ensures portfolio achieves soundness, profitability, and growth objectives.

Skills and Experience

• 2+ years’ credit and work experience related to various aspects of middle market banking
• Must be able to spread, analyze, and interpret complex financial statements
• Must be able to prepare stress projection models and analyze relevant financial and covenant ratios
• Must be able to identify and address strengths and weaknesses and risk and mitigants embedded in loan requests
• Must be able to prepare credit memos/reports as part of the credit approval process
• Proficient knowledge of credit policy, banking regulations, and loan documentation issues is required
• Excellent interpersonal and communication skills
• Able to verbally communicate effectively one-to-one and in groups
• Able to write clearly and effectively
• Able to develop and maintain cohesive, cooperative working relationships with co-workers
• Good personal organization and time management skills
• Understand and work effectively within the credit culture of the company
• Able to allocate time effectively and independently prioritize workload to meet timelines
• Good mathematics, reading comprehension and writing skills
• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.