Property Executive Underwriter

Key Responsibilities

• Underwrite and manage a book of large, complex property accounts, including shared and layered placements, high-hazard occupancies, and multinational programs.
• Develop and maintain strategic relationships with key brokers, clients, and industry partners to drive profitable growth.
• Assess and price risks by analyzing complex property exposures, including natural catastrophe modeling, and loss history.
• Collaborate across departments, including Risk Engineering, Claims, and Reinsurance, to deliver comprehensive solutions tailored to client needs.
• Lead negotiations on terms and conditions, endorsements, and manuscript wordings to ensure appropriate coverage and risk mitigation.
• Stay up to date on market trends, competitive dynamics, and emerging risks, contributing to pricing strategies, product development, and underwriting guidelines.
• Represent HDI at industry events and client meetings to promote our capabilities and expand market presence.

Requirements

• 10+ years of commercial property underwriting experience, with a focus on large accounts, complex occupancies, or multinational programs.
• Bachelor's degree required; industry certifications such as CPCU, ARM, or equivalent preferred.
• In-depth knowledge of property forms, manuscript wording, reinsurance structures, and pricing methodologies.
• Demonstrated ability to negotiate and influence at a senior level with both internal and external stakeholders.
• Ability to mentor and coach junior team members.
• Proven experience in building and maintaining broker and client relationships in major hubs.
• Willingness to travel for client, broker, and industry engagements.

Compensation and Benefits

• Compensation range: $170,000 - $220,000 per year.
• Benefits package includes: 401(k) with company match, Paid Time Off, Sick Leave, Medical, Health Reimbursement Arrangement (HRA), Telemedicine, Wellness Program, Employee Assistance Program (EAP), Dental, Vision, Accident & Critical Illness Insurance, Flexible Spending Account (FSA), Dependent Care FSA, Group and Voluntary Life Insurance, Short- and Long-Term Disability, Pet Insurance, Transit and Parking benefits.