Product Risk and Compliance- Expansion Senior Manager

Job Responsibilities

• Collaborate with product managers and engineers to develop new products and features for North America, and ensure an effective risk assessment considering all regulatory compliance risks are adequately reviewed and assessed prior to launch
• Expertise/strong working knowledge with either state money transmission licensing requirements related to Permissible Investments, Regulatory Reporting; Or Consumer Compliance Regulations (e.g. Regulation E, UDAAP, California Consumer Protection Act), Privacy (GLBA), and applicable state privacy and consumer protection regulations.
• Fully implement and manage a bank partner engagement program, developing key metrics to communicate the health and effectiveness of Consumer Compliance Program.
• Support the closure of regulatory compliance issues by building new controls or enhancing existing ones.
• Proactively identify ways to improve controls, reduce unnecessary customer friction, and enable continued growth.
• Execute Quarterly regulatory compliance risk assessment, and present the results of such assessments to relevant regional and global Risk Committee.
• Develop and enhance Key Risk Indicators (KRIs) to provide senior management with a snapshot of the health of the Regulatory Compliance Program.

Requirements

• A minimum of 5-7 years of experience in regulatory compliance, with a particular focus on implementing and enhancing controls.
• Experience collaborating with product and engineering teams to develop regulatory compliance controls that consider the customer’s journey.
• A strong ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders.
• A problem-solver who uses regulations and data to drive business decisions.
• Specific experience in cross-border payments, particularly in the US and Canadian markets.
• Strong data analytics skills and experience using them to develop/inform Key Risk Indicators to articulate the health of the consumer compliance program.
• Willingness to travel to Wise offices located across different countries.
• Legally authorized to work in the US.

Qualifications

For everyone, everywhere. We're people building money without borders - without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

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