Product Manager - Cash Management

About the role

Role purpose
As a Product Lead for Cash Management, you aren't just managing a backlog—you are owning a business line. You will be responsible for the strategic vision, commercial P&L, and operational integrity of our cash management suite. You will bridge the gap between complex US banking regulations, treasury operations, and scalable technology. You don't wait for permission from engineering; you define the "What" and the "Why," ensuring our infrastructure is a competitive moat, not just a utility.

Key Responsibilities

• P&L & Strategy: Define and execute the commercial roadmap for Cash Management products. You own the unit economics, pricing strategy, and market positioning.
• Regulatory & Compliance Architect: Navigate the US regulatory landscape as a core part of the product design, ensuring compliance is a feature, not a bottleneck.
• Operational Excellence: Partner with Ops and Treasury to automate high-stakes workflows. You are responsible for ensuring the product scales without a linear increase in headcount.
• High-Agency Leadership: Drive the "Product Market Fit" internally. You challenge engineering on technical debt vs. speed to market and hold stakeholders accountable for delivery.
• Ecosystem Integration: Lead the strategy for deep integrations with clearing banks, ERPs, and liquidity providers to create a seamless liquidity experience.
• Data-Obsessed Iteration: Move beyond "user feedback" to hard telemetry—monitor liquidity flows, settlement speeds, and failure rates to ruthlessly optimize the product.
• Delivery Management & Engineering Partnership
  While your primary focus is the 'What' and 'Why,' successful execution hinges on a high-octane partnership with Engineering.
• Outcome Accountability: Own the delivery timeline end-to-end. Work with the Engineering Lead to maintain a ruthless focus on the Minimum Viable Product (MVP) that achieves the business objective, rejecting scope creep that delays market impact.
• Infrastructure Advocacy: Be the commercial advocate for necessary infrastructure investment. You must translate regulatory and commercial risk into technical priorities, ensuring technical debt is managed strategically, not ignored.
• Decisive Prioritization: Act as the ultimate tie-breaker for conflicting priorities. Your decisions must consistently align team effort with the highest P&L impact.

Ideal candidate

• Experience in High-Growth Fintech: You’ve built or scaled a complex financial product (Liquidity, Treasury, Payments, or Core Banking) in a fast-paced environment.
• Founder Mentality: You have a "get it done" attitude. You are comfortable making high-stakes decisions with 70% of the information.
• Deep Domain Expertise: You understand treasury and the assets that FIs use to manage their liquidity.
• Technical Assertiveness: You don’t need to code, but you must be able to challenge an architect on system design to ensure it meets the commercial and regulatory needs.
• Exceptional Communication: The ability to distill complex treasury concepts into a clear vision for stakeholders and a concrete execution plan for the team.

Compensation & Benefits

• New York: $150,000 – $250,000 + Equity (ESOP)
• Autonomy: We don't micromanage. You own your domain.
• Wellness: 3 Wellness Days per quarter + 2 "Pay It Forward" volunteer days.
• Flexibility: Results-oriented work environment with a flexible vacation policy.