Product Compliance Program Manager

About the role

Ramp is seeking an experienced Product Compliance Program Manager to join our Regulatory Compliance team, with a focus on domestic and international money movement and digital asset products. This role is a primary enabler for Product, helping Ramp scale responsibly as we expand our financial offerings and market reach.

What You'll Do

• Advise business teams on applicable regulatory, payment scheme, and partner requirements to ensure compliance at each stage of the product lifecycle
• Collaborate with Legal, Partnerships, and Risk teams to streamline business requirements and provide strategic recommendations for control development
• Conduct targeted risk assessments and testing to validate control effectiveness for new and existing products and features
• Support independent assessments, regulatory exams, and partner diligence requests as needed
• Maintain compliance policies necessary to align product innovation with evolving obligations and standards

What You Need

• 5+ years of financial services experience in product compliance, risk, or related regulatory advisory roles—preferably in fintech
• Expert knowledge of BSA/AML and Sanctions programs, specifically focused on KYC/KYB, transaction monitoring, and OFAC/sanctions screening across traditional and digital asset rails
• Familiarity with U.S. and international financial services regulatory compliance related to money movement, licensing regimes, and digital asset products
• Proven experience working with technical teams and influencing system design, with an emphasis on automation and scale
• Track record of building or maturing compliance programs, especially in high-growth or fast-paced environments
• Exceptional cross-functional collaboration skills; comfortable operating at the intersection of product, engineering, legal, operations, and external partners
• Experience utilizing AI to analyze regulatory frameworks, design risk controls, and scaling compliance programs
• Strong research, communication, documentation, and advocacy skills

Nice-to-Haves

• CAMS, CRCM or equivalent certifications
• Experience with data design, internal tooling, or compliance systems implementation
• Prior experience representing a financial institution in direct engagement with national or regional regulatory bodies

Benefits

• Flexible PTO
• Unlimited AI token usage
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend
• United States: 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
• One Medical annual membership
• 401(k), including employer match on contributions made while employed by Ramp
• Pet insurance
• In-office perks: lunch, snacks, drinks, and more
• Relocation support to NYC or SF (as needed)
• Canada: Group medical, dental, and vision coverage through Sun Life
• Life, AD&D, and disability coverage
• Fertility HRA (up to $10,000 per year)
• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
• Pet insurance
• In-office perks: lunch, snacks, drinks, and more
• Relocation support to NYC or SF (as needed)
• UK: Private medical insurance through Freedom Elite
• eMed x Livi
• Virtual care through Lumino Health
• Workplace pension through Penfold, with salary sacrifice option
• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
• Employee Assistance Program and virtual care through Lumino Health