Private Credit Associate

About the role

Private Credit Associate at a leading North Carolina‑based private credit investment firm, joining the investment team to evaluate, structure, and execute investments across direct lending, broadly syndicated loan, and opportunistic credit strategies.

Responsibilities

• Evaluating, underwriting, and executing debt investment opportunities across the firm's credit strategies
• Performing detailed financial analysis, cash flow modeling, credit underwriting, and investment due diligence
• Supporting portfolio management activities, including monitoring portfolio company performance and assessing risk‑adjusted returns
• Structuring and analyzing complex credit investments, including senior secured loans, unitranche financings, opportunistic credit investments, and special situations
• Partnering with investment professionals, capital markets teams, and external counterparties to execute financing transactions
• Supporting the structuring and execution of CLOs, securitizations, warehouse facilities, and other structured financing solutions utilized across the platform
• Modeling transaction capital structures, financing waterfalls, collateral performance, and cash flow projections
• Preparing investment committee materials, underwriting memoranda, portfolio reviews, and investor presentations
• Conducting market research and industry analysis to identify attractive investment opportunities and financing alternatives
• Collaborating with legal, treasury, operations, and compliance teams throughout transaction execution and portfolio lifecycle management
• Assisting with portfolio financing initiatives and evaluating innovative capital markets solutions to enhance investment returns and platform scalability

Requirements

• Bachelor's degree required; advanced degree or CFA designation is a plus
• 2‑5 years of relevant experience within private credit, leveraged finance, structured credit, investment banking, asset management, or alternative credit investing
• Strong understanding of private credit investing, leveraged loans, and credit underwriting principles
• Extensive experience with structured products, including CLOs, securitizations, warehouse facilities, asset‑backed financing structures, and related capital markets transactions
• Experience evaluating and modeling complex financing structures, collateral pools, and cash flow waterfalls
• Advanced financial modeling and analytical skillset
• Strong understanding of credit documentation, financing agreements, and transaction structuring
• Exceptional attention to detail with the ability to manage multiple transactions simultaneously
• Strong communication and presentation skills with experience interacting with internal stakeholders, lenders, investors, and transaction counterparties
• Highly analytical, proactive, and team‑oriented professional with a strong interest in private credit and structured finance markets

Skills

• Private Credit Analyst or Associate
• Leveraged Finance Investment Banking Analyst or Associate
• Structured Products Associate
• CLO Structuring Professional
• Structured Credit or Credit Opportunities Investor
• Asset‑Backed Finance / Securitization Associate
• Capital Markets or Financing Solutions Professional within a credit platform