Principal Product Manager, Pricing Platform

About the role

The Principal Product Manager at Upstart will define and drive the strategy for the pricing platform, which powers loan offers and eligibility for all Upstart loan products. This role requires deep platform thinking and strong technical fluency, balancing near-term reliability and quality improvements with long-term investments that unlock velocity and flexibility for engineering teams.

Responsibilities

• Define and execute the long-term vision for Upstart’s pricing platform, enabling scalable and reusable capabilities across multiple loan products
• Improve the reliability, quality, and availability of pricing systems, reducing risk and preventing high-impact failures in a business-critical system
• Drive platform evolution from a complex, monolithic architecture toward modular, service-oriented systems that increase engineering velocity
• Partner with engineering, machine learning, and product teams across unsecured, auto, and home lending to enable new pricing capabilities and use cases
• Balance competing priorities across stakeholders, making principled tradeoffs between short-term business needs and long-term platform investments
• Identify and unlock opportunities to accelerate product development by improving platform primitives and reducing dependency bottlenecks

Requirements

• BA/BS in Economics, Computer Science, Electrical Engineering, Mathematics, Statistics, a related technical field, or equivalent practical experience
• 5-7 years of product management experience
• Experience building or managing backend platforms or infrastructure systems
• Experience working with engineering teams on large-scale, complex systems
• Experience defining product requirements and driving execution for technical products

Preferred Qualifications

• Experience working on pricing systems, ads platforms, or similar optimization systems
• Experience evolving monolithic systems into modular or service-oriented architectures
• Experience working in machine learning, data science, or analytics-driven environments
• Experience operating in highly cross-functional environments with multiple stakeholders

Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
• Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
• Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
• Health Savings Account contributions from Upstart for eligible plans (US only)
• Income protection benefits, including life insurance and disability coverage for added financial security
• Paid time off, sick leave, and company holidays, in line with local requirements
• Paid family and parental leave to support caregiving and major life moments (duration varies by country)
• Family-centered benefits to support fertility, parenthood, and caregiving needs
• Employee Assistance Program (EAP) offering mental health support and life-centered resources
• Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
• Connection and community through team events, all-company updates, and employee resource groups (ERGs)
• Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)

Pay

The anticipated base salary for this position is expected to be within the range of $187,900 - $260,000 USD in the United States and $182,800 - $230,000 CAD in Canada. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

Schedule

This role is available in the following locations: Remote. The team operates on the East/West coast time zones. The majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S., but are encouraged to spend high-quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.