Principal Consultant - Payments SME

Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent Drive transformation across high-value payment systems in a fast-evolving global landscape The Role We are seeking a Senior Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment. What You’ll Do Lead business analysis activities across high-value payments and transformation initiativesFacilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teamsGather, document, and translate business and technical requirements into actionable deliverablesSupport transformation programs across payment systems including cross-border transactionsCollaborate with stakeholders to ensure alignment across business, technology, and operations What We’re Looking For Proven experience as a Business Analyst and/or Scrum Master within Banking or Paymentsknowledge of high-value payment systems and transaction flowsWorking knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009)Experience delivering within agile environments and facilitating Scrum practicesAbility to engage stakeholders and communicate requirements clearly across teams Bonus Points For Experience in payments transformation or modernization programsExposure to cross-border payments and regulatory considerationsFamiliarity with financial messaging standards and payment processing systemsExperience working with Tier 1 financial institutionsCertification in Agile, Scrum, or Business Analysis disciplines Why Join Capco Deliver high-impact technology solutions for Tier 1 financial institutionsWork in a collaborative, flat, and entrepreneurial consulting cultureAccess continuous learning, training, and industry certificationsBe part of a team shaping the future of digital financial servicesHelp shape the future of digital transformation across FS & Energy. We offer a competitive, people-first benefits package designed to support every aspect of your life: Medical, Dental, Vision coverage401(k) with employer matchPaid parental leave and dependent care supportTuition reimbursement and wellness programsCommuter benefits and employee discount platform Inclusion at Capco We’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work with clients and each other every day.