Post Closer

Duties & Responsibilities

• Review and process loans for compliance with state and local Housing Finance Agency (HFA) bond program requirements.
• Validate bond loan documentation.
• Ensure compliance with bond program guidelines, including first-time homebuyer requirements and associated down payment assistance programs.
• Cook up and deliver correspondent loan files to investors within required service-level agreements.
• Review investor-specific purchase advice and delivery requirements.
• Monitor outstanding conditions and coordinate with correspondent partners to obtain missing documentation.
• Ensure loans are accurately boarded and delivered through investor platforms.
• Resolve funding, purchase, and shipping exceptions to ensure timely purchase of loans.
• Identify and correct documentation deficiencies, compliance exceptions, and data integrity issues.
• Maintain accurate records and audit trails for all loan files.
• Support internal and external audits related to post-closing activities.
• Track loan inventory and manage post-closing pipelines to meet purchase and delivery deadlines.
• Prioritize aged loans and escalate unresolved issues as necessary.
• Communicate status updates to management and business partners.
• Meet established productivity, quality, and turnaround time standards.

Qualifications

• A high school diploma or equivalent required; Minimum 2–5 years of mortgage post-closing experience.
• Experience with Bond/HFA programs and Correspondent Lending preferred.
• Strong knowledge of conventional, government, and investor loan products.
• Familiarity with mortgage closing documents and loan delivery processes.
• Working knowledge of agency guidelines and mortgage compliance regulations.
• Proficiency with Encompass, loan origination systems, and investor delivery platforms.
• Strong attention to detail and organizational skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Excellent written and verbal communication skills.

Preferred Qualifications

• Experience with state housing finance agencies (HFA) and down payment assistance programs.
• Experience with collateral shipping, MERS registration, and final document tracking.
• Understanding of mortgage loan purchase review and investor suspense conditions.

Skills

• Mortgage post-closing expertise.
• Bond program compliance.
• Correspondent lending operations.
• Investor delivery management.
• Quality control and auditing.
• Critical thinking and problem solving.
• Time management and organization.
• Team collaboration.

Union Home Mortgage Corp.

This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.