Portfolio Manager Senior

Overview

United Community is seeking a highly experienced Portfolio Manager Senior to oversee and manage a portfolio of large commercial credits. This role is critical in ensuring the portfolio meets soundness, profitability, and growth objectives.

What You’ll Do

• Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions.
• Collaborate with senior leadership to maintain appropriate risk profiles.
• Manage and mentor a team of credit specialists, portfolio managers, and analysts.
• Oversee the preparation of credit memos, spreads, and related documentation.
• Participate in client calls, underwriting, credit presentations, and loan closings.
• Identify and mitigate credit risks through sound analysis and recommendations.
• Prepare commitment letters and review loan documentation.
• Support cross-sell initiatives and coach team members on relationship development.
• Assist lenders in prospecting and client engagement efforts.

Requirements For Success

• Bachelor’s degree in Finance or Accounting preferred.
• 7–10 years of experience in commercial lending or financial services.
• Deep knowledge of credit policy, banking regulations, and loan documentation.
• Proven ability to analyze complex financial statements and tax returns.
• Strong analytical, organizational, and time management skills.
• Excellent communication and interpersonal skills.
• Proficiency in internal systems and reporting tools.