Portfolio Manager - Sacramento

Essential Functions

• Responsible for managing and servicing a portfolio of existing loan relationships.
• Responsible for expanding and building relationships resulting in excellent customer satisfaction.
• Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations.
• Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
• Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
• Assists bankers with new and existing loan requests and other special projects.

Qualifications

• Requires a bachelor's degree in Finance, Business or other related field and 6+ years of banking, relationship management, underwriting and credit experience or other directly related experience.
• An equivalent combination of education and experience may meet qualifications.
• Extensive knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
• Strong working knowledge of banking products, services, policies, procedures and regulations.
• Advanced credit skills in underwriting, financial modeling, valuations and adherence to policy.
• Requires excellent customer service, relationship, organizational, analytical and creative problem solving skills.
• Absolutely must have excellent communications skills, both verbal and written.
• Knowledge of various software applications including word processing and spreadsheets.

Benefits

• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred

Pay

This position is eligible to earn a base salary in the range of $125,000 - $162,000 annually depending on job-related factors such as level of experience and location.

Schedule

N/A