Portfolio Manager II

Summary

The Portfolio Manager supports risk assessment and credit oversight of the loan portfolio by conducting annual reviews, renewal processes, and ensuring loan covenant compliance. They collaborate with Relationship Managers to expand and maintain a profitable, high-quality portfolio.

Key Responsibilities

• Evaluate risk ratings, identify credit risk trends, and notify management of changes.
• Meet with clients to understand needs, collect financial data, and perform thorough risk assessments, including analyzing cash flows and financial indicators.
• Prepare financial spreads, credit presentation sheets, and loan packages for approval.
• Assist in loan pricing, structuring, and coordinate closing activities.
• Monitor industry trends for potential risks and ensure compliance with renewal and covenant requirements.
• Maintain up-to-date knowledge of regulatory courses and perform additional duties as assigned.

Qualifications

• Bachelor's degree or equivalent with at least 10 years of experience or relevant education and experience.