Portfolio Manager

Duties And Responsibilities

• Conduct financial analysis of credit for new and existing clients and prospects
• Generate spreads, term sheets, and other information for loan requests and conduct underwriting
• Determine the strength and/or weakness of credit requests to determine the terms of the loan and ability to repay
• Build profiles and loan requests in nCino for approval
• Contact Loan Officers and/or clients to request necessary financial information for analysis such as balance sheets, tax returns, financial statements, etc.
• Generate reports to determine past or current maturities that are not yet cleared and request any necessary information
• Prepare memos outlining financial information for approvals from the appropriate parties
• Track maturity for renewals monthly
• Be actively involved in understanding documentation and closing process
• Attend sales appointments with Officers as requested
• Work on term sheets / commitment letters as directed by supervisors
• Aid Loan Officers and Credit Officers with various functions needed such as clearing collateral exceptions, reporting information, implementing new systems, etc.
• Serve as a resource for junior Credit Analyst/Assistant Relationship Managers and provide training as needed
• Be responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

Minimum Qualifications

• Bachelor’s degree in Finance, Accounting or a related field
• 5-10 years' experience preferred
• Excellent written and verbal communication skills
• Experience using Microsoft Outlook, Word and Excel
• Experience in a position requiring attention to detail and data analysis
• Excellent organizational skills and ability to multi-task
• RMA and/or Moody training is a plus

Physical Requirements And Environmental Conditions

• Sustained standing and sitting
• Frequent use of PC, including typing or sustained attention to monitor
• Occasional presentations requiring public speaking to small groups
• Occasional lifting of basic office files or equipment up to 20 lbs
• Normal office environment with comfortable internal temperatures and low level noise