Portfolio Manager

About the role

This position involves making and servicing loans, commercial real estate loans, or lines of credit, often involving substantial sums and important customers. The Portfolio Manager is responsible for developing and maintaining relationships with both existing and potential clients, analyzing their financial needs, and recommending appropriate products and services.

Responsibilities

• Complies with and stays informed about all relevant policies and procedures, as well as federal and state laws applicable to the job.
• Exercises discretion and independent judgment in presenting complex solutions to customers and prospects.
• Approves loans within specified limits and refers larger applications to management for approval.
• Rejects loans by explaining any deficiencies to customers.
• Participates in all Department functions necessary to achieve earnings and growth objectives, which can be measured and actively participates in various community and civic activities.
• Contributes significantly to meeting or exceeding the Department’s budgetary goals and ensures that deposit, loan, and net income goals are met.
• Works independently, with or through the Manager, to ensure that all bank operating and lending policies and procedures are properly and promptly implemented and followed.
• Ensures compliance with all CBB policies and procedures to maintain a passing or better audit rating.
• Works independently, with or through the manager, to ensure the Bank’s Community Reinvestment Act (CRA) policies and objectives are met for its assigned service area.
• Manages personal sales efforts that meet or exceed Department goals with a specific production goal based on experience.
• Promotes The Citizens Experience to all external and internal customers.
• Other duties as assigned.

Qualifications

• Bachelor's degree (B.A.) from four-year college or university, or a minimum of seven (7) years related experience and/or training, or equivalent combination of education and experience.
• Ability to read, write, and comprehend simple instructions, short correspondence, and memos.
• Ability to write simple correspondence.
• Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
• Ability to apply basic math concepts to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals using a PC or calculator.
• Ability to understand and communicate complex financial ratios to external and internal customers and departments.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Salary Range

$87,612.00 To $124,846.00 Annually Exact compensation may vary based on skills, experience and/or education, and location. This position is also eligible for an annual bonus.