Portfolio Manager

About the role

At Dallas Capital Bank, a division of MidFirst Bank, we are proud to bring a world-class banking experience that combines new technology with unceasing service to the Dallas metroplex, and the people who make it strong. We take pride in understanding our clients and the time to recognize their needs. Combining years of proficiency with a heart for service, our team is ready to partner with our clients and provide the support and guidance they deserve. We are centrally located in Dallas at Spring Valley and Dallas North Tollway and looking for a portfolio manager who wants stability, growth opportunity, and an excellent compensation and benefits package.

Responsibilities

• Prepare credit analysis (C&I, Middle Market, Private) on current and potential borrowers/loan accounts
• Conduct industry research while supporting banking officers in granting credit
• Manage a robust pipeline and deadlines
• Monitor loan files for adequate and current financial information and documentation

Qualifications

• Four-year college degree or equivalent
• 3–5 years commercial bank credit underwriting/portfolio management experience
• Completion of a formal credit training program a plus
• Thorough knowledge and understanding of loan documentation and bank rules and regulations, BSA, KYC, CRA, compliance
• Demonstrated knowledge of intermediate accounting and its practical application in the credit underwriting process
• Demonstrated ability to critically think, formulate and support credit decisions, and logically defend positions
• Demonstrated ability to negotiate on behalf of the Bank and the borrower while appropriately balancing risk and shareholder value
• Strong analytical skills, including the ability to read, understand and explain complex information
• Strong attention to detail, organizational, and time management abilities
• Superior verbal and written communication, presentation, and technical skills
• Demonstrates professionalism, commitment to the job, and flexibility as business dictates
• Proficient in Microsoft Office Suite and familiar with software such as Moody's

Working Conditions

Hours: Monday–Friday, 8:00 am–5:00 pm, onsite. Some variation in work hours due to special projects and deadlines.

Travel: Occasionally.

Physical demands: The job operates in a generally comfortable and professional office environment, largely sedentary work with some moving about the bank. The role involves some interruption, changing priorities, and regular deadline pressure; can be stressful due to legal concerns and deadlines. Verbal and written communication skills along with telephone and computer usage are critical. Must be able to think quickly and effectively in handling a difficult client/team member, and to read, comprehend, and communicate complex information (e.g., speaking to customers and within small groups, reading credit reports and required documents). While performing duties, the employee may sit or stand and is regularly required to talk and listen. There is frequent repetitive use of keyboard and mouse for extended periods, approximately 6 hours per day. This role occasionally operates an automobile traveling to customer locations.

This job post is not intended to be all-inclusive. Duties, responsibilities, and activities may change at any time, with or without notice, to meet the ongoing needs of the organization.