Portfolio Manager

Essential Duties and Responsibilities

• Primarily performs underwriting (financial analysis) and prepares Credit Loan Approval Documents (CLAD) to present to internal credit partners.
• Demonstrate an understanding of financial spreads, modeling, and monitoring.
• Analyzes New/Renewal/Restructuring existing deals (ranging from $1MM - $25MM).
• Attend internal and client meetings independently representing the PM and/or RM teams as needed.
• Identifies credit financial risks on proposed structure and helps mitigate issues/risks.
• Monitor past due information and future maturities, alerting the RMs as needed.
• Conducts on-going portfolio management through Annual Credit Reviews.

Qualifications

• Bachelor’s degree required, Accounting or Finance preferred, Masters a plus.
• 2-3+ years of Commercial & Industrial (C&I) and/or Commercial Real Estate (CRE) underwriting, preferably with a banking institution or non-bank financial institution.
• The ideal candidate would have some knowledge of the Manufactured Housing industry.
• Knowledge and experience with Microsoft Office, and Adobe.
• Experience with Jack Henry banking platform and/or Abrigo (Sageworks) software would be a plus.
• Exhibit a working understanding of banking industry regulatory compliance including FirstBank specific policies and procedures, applying knowledge and best practices as appropriate.
• Ability to demonstrate the highest level of ethical behavior and confidentiality and maintain confidentiality with sensitive information.
• Respectful demeanor toward other associates and managers that promotes a positive and professional work environment.
• Understand and comply with bank policy, laws, regulations as applicable to your job duties.