Portfolio Manager

About the role

The Commercial Portfolio Manager partners with local Relationship Managers to provide daily credit analysis, underwriting, and portfolio management support for assigned commercial borrowers.

Essential Duties And Responsibilities

• Leading the analysis, underwriting, origination, and portfolio management of loans in a growing commercial and corporate portfolio.
• Utilizing loan structuring, risk identification, and risk mitigation skills.
• Understanding and applying the Bank’s risk grading methodology and credit appetite.
• Managing complex relationships and understanding both C&I and income-producing real estate (CRE) borrowers.
• Partnering with Relationship Managers to call on current or potential clients; understanding and identifying needs for commercial products and services; developing lending proposals; identifying cross-sell opportunities.
• Oversight of post-approval due diligence requirements and commercial loan documentation preparation.
• Building and maintaining a portfolio mix of targeted high value and high potential clients, ensuring credit quality and portfolio servicing are maintained in an acceptable manner.
• Partnering with junior members of the commercial team to delegate tasks related to the origination and servicing of the loan portfolio.
• Providing feedback and guidance in order to develop the skills of these teammates.

Qualifications

• 1-3 years of commercial underwriting and portfolio management experience.
• Bachelor's degree (or equivalent in work experience) required.
• Ability to read, analyze, and interpret financial reports and legal documents.
• Perform simple to complex calculations.
• Effectively research, analyze, and evaluate information to make decisions, solve problems, and achieve goals.
• Read, understand, and communicate information and ideas in a clear and understandable manner, both orally and in writing, with senior executives, business unit management, and staff, state and federal regulators and officials, and significant business partners.
• Accurate typing, spelling, and grammar skills.
• Strong written and oral communication skills.
• Strong organizational and customer service skills.

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities, and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.

Benefit Highlights

• Medical with wellness incentives, dental, and vision.
• HSA with company match.
• Maternity and parental leave.
• Tuition reimbursement.
• Mentor program.
• 401(k) with 6% match.