Portfolio Manager

About the Role

Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities. Our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, an enterprising spirit, and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.

Responsibilities

• Monitor loan repayment activities and financial condition of borrowing clients, taking necessary action to collect past due accounts and assess ongoing repayment ability of all other accounts.
• Partner with the Relationship Manager as the point of contact for the client, acting as a liaison to credit supervision, commercial support staff, and other internal business partners.
• Underwrite credit risk of new and existing loan deals, ensure portfolio quality, and develop problem loan credit solutions when necessary.
• Manage the renewal process independently by working with existing clients and obtaining approval from credit supervision.
• Manage transactions from underwriting through closing.
• Conduct due diligence work customary to asset-based financings.
• Review, analyze, and summarize company and property operating and financial statements.
• Create deal-specific asset-based, cash flow, and valuation models.
• Analyze borrower and guarantor financial statements and tax returns.
• Interact with borrowers or brokers to obtain necessary information and documentation for evaluation, underwriting, and closing of loans.
• Prepare credit memoranda for review and approval by Senior Management and credit supervision.
• Review and analyze third-party reports such as appraisals, field exams, and other due diligence.
• Ensure portfolio administration and risk management of each client relationship comply with EWB credit policy, procedures, business strategy, and regulatory guidelines.
• Act as a contact manager for non-borrowing accounts and loan clients for matters relating to other banking services.
• Assist in the development of junior bankers and credit analysts.
• Perform other duties and special projects as needed.

Qualifications

• Bachelor's degree, preferably in finance and/or accounting, or a combination of education with working knowledge of finance/accounting.
• 8+ years of CRE and C&I lending experience.
• 5+ years of direct portfolio management and underwriting experience.
• Strong understanding of credit policy and procedures, with the ability to accurately risk-rate loans/credits and evaluate both cash-flow and collateral-based loans/credits.
• Strong written and verbal communication skills.
• Legal authorization to work in the United States (no visa sponsorship offered at this time).

Pay

The base pay range for this position is USD $100,000.00/Yr. - USD $145,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.