Portfolio Manager

Responsibilities

• Manages and oversees loan/deposit portfolio for relationship manager/team.
• Cross-sell deposit, trade, treasury management, foreign exchange, private banking, asset management, and other services to our existing client base as well as prospects.
• Work with team in reviewing existing credits.
• Ensure the portfolio administration and risk management of each client relationship is in compliance with established EWB credit policy, procedure and business strategy as well as commercial and regulatory guidelines.
• As appropriate to experience, co-manage commercial relationships by analyzing financial data to determine the merits of specific loan requests, and recommend structure as well as manage the client relationship.
• Aid in due diligence/analysis on new client relationships and opportunity memos as appropriate.
• Partner with the Relationship Manager as the point of a contact for the client; acting as a liaison to the Credit Department, the Commercial support staff and other internal business partners.
• May provide advice and counsel to clients regarding trends and conditions of the business environment, capital markets and general banking trends.
• Maintain monitoring of loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts.
• May assume overall responsibility for the credit quality of the loan portfolio.
• Manage the renewal process by working with the Relationship Manager, the client, and Credit Department.
• Act as a contact manager for non-borrowing accounts and loan clients for matters relating to other banking services.
• Participate in community and business functions/groups to ensure a positive image for the bank within the region's marketplace.

Qualifications

• Bachelor's degree or combination of education and directly related experience.
• Ideally has 5-7 years of banking experience with a minimum of 3-4 years of direct portfolio management experience.
• Demonstrates strong underwriting and projection skills.
• Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits.
• Develop problem loan credit solutions.
• Has strong knowledge base in Treasury, FX and Derivative products and have demonstrated abilities in coordinating the resources of the bank to bring effective full service solutions to the company.