Portfolio Manager

About the role

This position involves making and servicing loans, commercial real estate loans, or lines of credit, often involving substantial sums and important customers. The Portfolio Manager is responsible for developing and maintaining relationships with both existing and potential clients, analyzing their financial needs, and recommending appropriate products and services.

Responsibilities

• Complies with and stays informed about all policies and procedures, as well as relevant federal and state laws.
• Exercises discretion and independent judgment in presenting complex solutions to customers and prospects.
• Approves loans within specified limits and refers others to management for approval.
• Rejects loans by explaining deficiencies to customers.
• Participates in all Department functions necessary to achieve earnings and growth objectives, which can be measured.
• Contributes to meeting or exceeding the Department’s budgetary goals and ensures that deposit, loan, and net income targets are met.
• Works independently or with the Manager to ensure compliance with all CBB policies and procedures, and to meet the Banks CRA objectives for its assigned service area.
• Manages personal sales efforts that meet or exceed Department goals, with a specific production goal based on experience.
• Promotes The Citizens Experience to all external and internal customers.
• Other duties as assigned.

Qualifications

• Bachelor's degree (B.A.) from four-year college or university, or a minimum of seven (7) years related experience and/or training.
• Complete understanding of complex and multifaceted financial products and services.
• Ability to apply basic math concepts, including adding, subtracting, multiplying, and dividing in various units of measure.
• Strong communication and presentation skills, including the ability to explain financial ratios to customers and colleagues.
• Knowledge of Outlook, Internet software, Excel, and Word Processing software.

Salary Range

$87,612.00 To $124,846.00 Annually Exact compensation may vary based on skills, experience and/or education, and location. This position is also eligible for an annual bonus.