Portfolio Manager

About the role

This position involves making and servicing loans, commercial real estate loans, or lines of credit, often involving substantial sums and important customers. The Portfolio Manager is responsible for maintaining and growing existing business relationships, analyzing customer needs, and presenting complex financial solutions.

Responsibilities

• Complies with and stays informed about policies and procedures, federal and state laws applicable to the job.
• Exercises discretion and independent judgement in presenting complex solutions to existing customers and prospects.
• Approves loans within specified limits, and refers applications outside those limits to management for approval.
• Rejects loans by explaining deficiencies to customers.
• Participates in all Department functions necessary to achieve earnings and growth objectives.
• Works independently, with or through the Manager, to ensure compliance with all bank policies and procedures.
• Manages personal sales efforts that meet or exceed Department goals with a specific production goal based on experience.
• Promotes The Citizens Experience to all external and internal customers.
• Contributes to meeting or exceeding the Departments budgetary goals and ensures that deposit, loan, and net income goals are met.

Qualifications

• Bachelor's degree (B.A.) from four-year College or University, or a minimum seven (7) years related experience and/or training, or equivalent combination of education and experience.
• Ability to read, write, and comprehend simple instructions, short correspondence, and memos.
• Ability to apply basic math concepts to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals using a PC or calculator.
• Ability to understand and communicate complex financial ratios to external and internal customers and departments.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Salary Range

$73,770.00 To $103,278.00 Annually Exact compensation may vary based on skills, experience and/or education, and location. This position is also eligible for an annual bonus.