Portfolio Manager

What You'll Be Doing

The Portfolio Manager primary purpose is to ensure objectives related to credit underwriting and internal portfolio management are met, in addition to supporting the workflow of the Commercial Team of RMs and commercial lending associates. This position will provide approval within established guidelines for daily credit/portfolio administrative activity.

• Primary responsibilities for this position will be that of Underwriting and Portfolio Management and execution of 1A risk management activities in a manner consistent with CIBC’s risk culture.
• Client Relationship Management – Serve as the primary contact for portfolio-related issues, reporting, maintenance, and new requests on existing credit. Lead renewal activities and maintain engagement through client calls and visits.
• Portfolio Maintenance – Ensure timely completion of maturities, annual reviews, and collection of financial reporting and covenants. Support closing teams and address outstanding loan document exceptions, real estate taxes, and insurance certificates.
• Credit Underwriting & Risk Management – Prepare CAMP reports, quarterly trend cards, FAS 114 memos, and SOX controls. Approve risk ratings, review borrowing base availability, and approve loan advances while ensuring compliance with CIBC’s risk policies.
• Client Onboarding & Closing – Drive loan closing processes with internal teams, coordinate onboarding, deposit account opening, and Treasury Management (TM) setup activities.
• Cross-Selling & Client Penetration – Collaborate with Relationship Managers to identify cross-sell opportunities and ensure accurate pricing and fees through regular reviews.
• Team Training & Mentorship – Mentor and provide situational training support to Associates and Senior Associates, fostering professional growth and knowledge sharing.

Who You Are

• You have commercial banking expertise.
• You bring proven experience in credit underwriting, portfolio management, and client relationship management within commercial banking.
• You’re detail-oriented and analytical. Your strong financial analysis skills enable you to interpret complex data and ensure accurate risk ratings for your portfolio.
• You’re a collaborator. You work effectively with internal teams, Relationship Managers, and commercial lending associates to deliver optimal solutions for clients.
• You’re client-focused. You prioritize exceptional service and act as a trusted advocate for clients, maintaining active engagement and supporting their financial needs.
• You’re a mentor. You enjoy sharing your knowledge and providing training support to team members, contributing to a culture of learning and growth.
• Values matter to you. You bring your real self to work, and you live our values - trust, teamwork, and accountability.