Portfolio Manager

About the role

The Portfolio Manager will partner with the Relationship Managers to manage the loan application process and is primarily responsible for the credit analysis, underwriting, documentation, and loan closing process for prospects and clients to which they are assigned. They may also perform senior credit analyst responsibilities in support of the Commercial Banking Officer's overall needs.

Responsibilities

• Partners with Relationship Managers to manage the loan application process.
• Manages the credit analysis, underwriting, documentation, and loan closing process for assigned clients.
• Supports the Commercial Banking Officer with senior credit analyst responsibilities.
• Ensures assigned loan portfolio is properly risk graded, in compliance with loan agreements/approvals, and identifies and addresses potential risks.
• Provides quality service to clients by directing and assisting with needs and inquiries via phone, in person, or email.
• Gathers information for new loan requests, coordinates with Credit Analysts on loan package preparation and proposals, and works with credit administration to properly document loans.
• Closes loans with borrowers when needed.
• Maintains up-to-date loan files and monitors the current loan portfolio to identify risks.
• Works under moderate supervision while supporting the Commercial Banking Office.

Requirements

• Working knowledge of accounting, financial accounting, and credit analysis.
• Excellent interpersonal and communication skills, both written and oral.
• Ability to work with detailed information in an efficient and accurate manner, while meeting established deadlines.
• Proficient typing and computer skills, particularly in using Microsoft Office Tools, and the Bank’s current software system.
• Excellent organizational and problem-solving skills.
• Motivated individual with the ability to work independently.
• Ability to work well with customers and co-workers.
• Ability to analyze and resolve issues making sound judgments.
• Ability to read, comprehend, and evaluate detailed and complex loan documents.
• Thorough understanding and familiarity of the bank’s loan policies and procedures.
• Thorough knowledge of regulatory and legal issues encountered in the completion and closing of complex personal and commercial loans.

Qualifications

• Bachelor’s degree (B.A.) from four-year college or university in a related field.
• Minimum 2 - 4 years’ relevant banking experience and/or training.

Skills

• Accounting and financial analysis skills.
• Strong communication and interpersonal skills.
• Detail-oriented and organized.
• Proficiency in Microsoft Office tools.
• Ability to work independently and under supervision.
• Knowledge of deposit and treasury services products.

Benefits

• Comprehensive health care coverage.
• Retirement savings plan with employer matching opportunity.
• Employee Stock Ownership Plan (ESOP).
• Tuition reimbursement.
• Employee volunteer program.

Pay

The hiring pay range for this position is $79,348 to $107,120. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.

Schedule

The schedule for this position is typically full-time.

Benefits

• Comprehensive health care coverage.
• Retirement savings plan with employer matching opportunity.
• Bank paid employee stock ownership plan (ESOP).
• Tuition reimbursement.
• Employee volunteer program.

Pay Range

The pay range for this position is $79,348 to $107,120.

Equal Opportunity Employer

The Bank of Marin is an equal opportunity employer. EOE AA Vet/Disability