Portfolio Associate

About the role

The Non-Real Estate Lender Finance (NRELF) Portfolio Associate supports the ongoing credit risk management and monitoring of a leveraged finance loan portfolio. Responsibilities include portfolio surveillance, covenant tracking, loan review support, data integrity across systems, and coordination with Portfolio Managers, Credit, and Operations to ensure compliance with internal policy and regulatory expectations.

Responsibilities

• Monitor assigned NRELF loan portfolio for payments, maturities, covenant compliance, and required documentation
• Track, escalate, and document covenant breaches, exceptions, and emerging credit risks
• Support quarterly and annual loan reviews, including financial analysis and risk rating recommendations
• Assist with amendments, waivers, extensions, and ongoing portfolio maintenance
• Support portfolio reporting, stress testing exercises, and audit/regulatory requests
• Maintain accurate loan data and ownership in nCino and related systems
• Identify data issues and contribute to process and reporting improvements

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field
• 1–3+ years of experience in portfolio management, credit analysis, or commercial lending
• Working knowledge of financial statements, credit agreements, and covenant structures
• Strong Excel skills; experience with credit systems (nCino, Moody’s, or similar) preferred
• High attention to detail, strong organizational skills, and ability to manage deadlines

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Employee Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

Equal Employment Opportunity

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. IER Right to Work Poster (English/Spanish) E-Verify Participation Poster (English/Spanish)