Personal Lines Underwriter I

Primary Responsibilities

• Evaluates insurance for acceptability and appropriate pricing.
• Evaluates risks according to underwriting guidelines and experience.
• Recommends risk improvement and/or loss control measures to achieve the appropriate rate for the risk.
• Documents final decision on applications to ensure policies are issued or declined accurately while adhering to compliance regulations.
• Works with a variety of internal and external partners to ensure prompt and efficient service to our customers.
• Participates in ongoing learning and technical development.

Knowledge And Requirements

• Bachelor’s degree or equivalent work experience.
• Must have a commitment to completing industry education.
• Ability to learn Company product portfolio, retention limits, reinsurance procedures, and the Company's philosophy regarding reinsurance submissions.
• Ability to work under pressure and meet deadlines.
• Effective utilization of computer systems for essential job functions, including proficiency in Microsoft Office and familiarity with IFBI processing systems as assigned.
• Strong attention to detail and accuracy in work.
• Demonstrated ability to effectively communicate in both written correspondence and verbal communication.
• Willingness and demonstrated ability to collaborate with underwriting team members and agents.