Personal Lines Underwriter/Broker

JOB_DESCRIPTION.SHARE.HTML CAROUSEL_PARAGRAPH JOB_DESCRIPTION.SHARE.HTML Franklin, TennesseeSales/Production55380$64,500-$126,000Fully Remote Worker Apply Now mail_outline Get future jobs matching this search or Job Description Introduction At RPS, we don’t just embrace bold ideas, we make them happen. We’re a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You’ll be supported by a culture that celebrates ownership, curiosity, and high performance, where you’re trusted to do your best work and encouraged to keep learning along the way. Overview In this role, you'll help service and manage personal lines accounts while balancing underwriting judgement with day-to-day client support. You'll review insurance applications for property and casualty cover, assess the risk using details such as property value, location, usage, and safety features, and decide whether to accept, amend, or decline the risk within set underwriting guidelines. You'll also work closely with colleagues in the field to gather the information you need to support clear, well-reasoned underwriting decisions. This is a role where service, accuracy, and sound judgement come together, with both production and service goals to work towards. How You'll Make An Impact You'll manage assigned accounts from both a service and underwriting point of view, making sure each one is handled with care and in line with agreed guidelines. Day to day, you'll review applications, weigh up risk information, and help shape policy decisions that are fair, consistent, and well supported. You'll also stay close to the field teams, asking the right questions and building the information needed to defend underwriting decisions. Alongside that, you'll keep an eye on your production and service goals, helping to make sure accounts are moved forward efficiently while giving clients and colleagues the support they need. Here's What You'll Bring To The Role You'll be able to review personal lines insurance applications and make underwriting decisions using set guidelines.You'll be comfortable assessing risk using information such as property value, location, usage, safety features, and other relevant details.You'll be able to decide when to accept, amend, or decline a risk and explain the reason clearly.You'll be confident gathering information from field contacts and using it to support underwriting decisions.You'll be able to manage assigned accounts while keeping service and production goals in view.You'll communicate clearly with colleagues and partners, using plain language to explain decisions and ask for the information you need.You'll work in a way that is organised, accurate, and focused on follow-through.You'll be comfortable balancing day-to-day servicing with underwriting work. Required About You Bachelor's degree and 3 years related experience required. Working knowledge of Microsoft Windows applications and Microsoft Office. Assignments are broad in nature and usually require originality and ingenuity. Compensation And Benefits At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page. Competitive compensationComprehensive benefits programs designed to support your well-being Career development opportunities and ongoing learning A collaborative, people-first culture with accessible leadership The opportunity to do meaningful work with global reach and local impact At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles. Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)