Personal Lines Underwriter

About the role

The Personal Lines Underwriter is a full-time, on-site role located in the Greater Phoenix Area. This position evaluates and underwrites personal lines insurance applications, including auto and home policies.

Responsibilities

• Reviewing policy information and analyzing risk factors
• Applying underwriting guidelines and making informed decisions on new business, renewals, and policy changes
• Collaborating with agents and internal teams to clarify underwriting requirements, provide guidance, and ensure policies align with company standards
• Maintaining accurate documentation and supporting continuous improvement of underwriting processes
• Contributing to excellent customer service and profitability

Qualifications

• Strong knowledge of Personal Insurance and underwriting principles, with experience evaluating auto and home coverage
• Demonstrated Analytical Skills to assess risk, interpret data, and apply underwriting criteria consistently
• Effective Communication skills for interacting with agents, colleagues, and customers, both verbally and in writing
• Underwriting expertise and familiarity with Insurance industry regulations, standards, and best practices
• Ability to work on-site in the Greater Phoenix Area, manage multiple tasks, and meet deadlines with attention to detail
• Proficiency with common office software and insurance systems; comfort learning new tools and technologies
• Bachelor’s degree in business, finance, risk management, or a related field, or equivalent relevant experience
• Professional insurance certifications (such as CPCU, AU, or similar) are beneficial but not required.