Personal Lines Underwriter

Safepoint MGA is an admitted Property & Casualty insurance carrier seeking experienced Underwriters to support our Personal Lines Homeowners department.

Why This Opportunity Stands Out

• Competitive, Transparent Pay: Qualified, seasoned Underwriters can earn a base salary of up to $70,000.00 annually
• Sign-On Bonus: Qualified Underwriters are eligible to earn a $2,000.00 sign-on bonus following their introductory period
• Crowned One of Florida Trend’s Best Companies to Work For, 2025
• Financial Stability and Employee Visibility: Join a financially solid, mission-focused team where your contributions are noticed and your growth is supported

About the Role

Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines.

Responsibilities

• Reviews exterior inspection reports, new business submissions, risk alerts, as well as follow-up tasks on accounts needing additional underwriting review/action
• Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability
• Interprets manuals and contracts for multiple lines of business in multiple states
• Researches and correctly enters information into the company policy administration system
• Communicates effectively internally and externally, escalating issues when warranted
• Adheres to the established productivity and quality metrics
• Assists internal service associates via telephone and e-mail with exception requests beyond their authority level
• Ability to think critically, assess risk, and make informed decisions
• Assists agents via telephone and e-mail with new business exception requests; provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company
• Other tasks and projects may be assigned

Requirements

• 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required
• FL resident 2-20 or 20-44 license and reciprocal licenses in all 50 states
• Thorough knowledge of the underwriting process and the analytics involved
• Excellent communication and organizational skills
• Advanced computer skills and strong systems knowledge
• College degree preferred
• Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida DFS, including answering background questions about criminal history and undergoing fingerprinting as part of the licensing process

Physical Requirements

• Regularly required to talk or hear
• Frequently required to stand, walk, use hands to type, handle, or feel, and reach with hands and arms

Working Conditions

• Operates in a professional office environment
• Routinely uses standard office equipment such as computers, phones, copiers, filing cabinets, and fax machines

Safepoint MGA, LLC does not offer immigration sponsorship or support for this role.

Pay

• Base salary of up to $70,000.00 annually
• $2,000.00 sign-on bonus following introductory period (for qualified candidates)

Benefits

• Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution
• Paid Time-Off (Discretionary, PTO, Parental Leave, and others)
• Company Paid Holidays
• Health Insurance
• Dental Insurance
• Vision Insurance
• Short and Long Term Disability Insurance
• Flexible Spending Accounts with Company Contribution
• Health Savings Accounts with Company Contribution
• Employee Life and AD&D Insurance
• Dependent Life and AD&D Insurance
• Free AAA Membership
• Identity Theft Protection
• Other Ancillary Insurance Benefit Programs
• Professional Development and Educational Assistance Programs