Personal Lines Underwriter

About the role

Under supervision, you will analyze and underwrite new personal-lines business for a select group of agents and senior underwriters, rate policies accurately within program guidelines, and promptly address inquiries from agents, policyholders, and prospects.

Responsibilities

• Learn and develop an understanding of the personal-lines marketplace
• Rate policies efficiently, accurately, and within the guidelines of the available program(s)
• Promptly address inquiries from agents, policyholders, or prospects
• Evaluate policies for renewal consideration and recommend appropriate price or coverage adjustments based on prior policy experience
• Participate in phone and email marketing communication of products and services to clients
• Develop relationships with existing clients and establish new relationships
• Attend on-site marketing visits with the underwriting team
• Handle follow-ups as assigned
• Perform other duties as assigned

Requirements

• Valid Producer’s License
• Three or more years of insurance experience
• Demonstrated experience in standard underwriting practices and procedures (strongly preferred)
• Effective communication, negotiation, and computer skills
• Strong analytical skills and detail orientation
• Comprehensive knowledge of insurance coverage forms and their application to exposure (strongly preferred)
• Working knowledge of applicable Insurance Department regulations and policies
• Ability to work independently and carry out assignments to completion within prescribed routines and standard underwriting practices
• Insurance industry designations (preferred)

Benefits

• Paid Time Off Days
• Paid Holidays
• Hybrid Work Schedule
• Retirement Plan with Employer Match
• 100% Single Employer Paid Medical, Dental, Vision, Life Insurance
• Education Assistance
• Various Voluntary Benefits
• Wellness Program including Mental Health Support
• Employee Assistance Program (EAP)

Pay

$50,000–$65,000 salary