Personal Lines Insurance - New Business Producer

About the Company

Provident Protection Plus (PPP), the insurance subsidiary of Provident Bank, is a full-service insurance agency providing commercial and personal insurance solutions. We help clients identify, manage, and protect against risk through tailored coverage strategies, consultative expertise, and exceptional service. At PPP, we are committed to building lasting relationships while fostering a collaborative environment where employees can grow and succeed.

About the Role

The Personal Lines New Business Producer is responsible for building and continuously growing a personal client insurance portfolio by developing new business opportunities and cultivating long-term client relationships. This role conducts proactive insurance reviews, assesses risk exposures, and designs customized insurance solutions to meet each client's unique needs. The Producer presents and sells tailored insurance proposals while serving as a trusted advisor throughout the client relationship.

Responsibilities

• Build strong relationships that foster trust and client loyalty through networking and transactions (some travel required).
• Develop and work generated leads from one of the largest community banks in NJ, independently and through referrals from current clients and centers of influence.
• Conduct policy reviews and provide risk management recommendations.
• Quote and design proposal options with contracted carriers and present them to clients.
• Issue and bind policies for clients within carrier portals and document them in agency management systems.
• Collaborate with Service Team members daily to ensure a smooth transition from new sale to servicing of the insurance portfolio by the Account Manager, including assisting with possible administrative tasks post-bind.

Skills

• Strong drive, resilience, and inner motivation for success, with a focus on exceeding goals.
• Goal-oriented with the ability to focus clearly on end goals and deliver measurable results.
• Confident, self-starter who works well independently and as part of a team.
• Excellent communication and interpersonal skills.
• Ability to multi-task and strong organizational skills.
• Willingness to obtain a Property & Casualty license if not currently held.

Qualifications

• High School Diploma required.
• Valid Property & Casualty license preferred but not required.
• Experienced insurance professional preferred but not required.
• Previous sales experience preferred but not required.
• 1-3 years of customer service industry experience.
• Administrative work experience is helpful but not required.
• Valid Driver’s License.

Other Duties

Duties, responsibilities, and activities may change at any time with or without notice. Employees are expected to perform other duties as assigned and directed by management.

Working Conditions

• Prolonged sitting.
• Lifting from 5 to 10 lbs (e.g., printer paper, storage boxes).
• Occasional bending or overhead lifting (e.g., storing files or boxes).
• Work is performed in a normal office environment with moderate noise levels.
• May involve travel to customers and property locations.

Hazards

The hazards are mainly those present in a normal office setting and those associated with commuting by car. Occasionally, exposure to conditions present in public forums and meeting places may occur.

Pay

$45,000 - $75,000 annually. The base pay offered may vary based on skills, experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive-eligible based on company, business, and/or individual goal achievement and performance.

Benefits

• Paid time-off (PTO) and Holiday (PTO).
• Health and Wellness benefits including Medical, Dental, and Vision Plans.
• Flexible and Health Savings Accounts.
• 401(k) Retirement Plan.
• Disability Insurance.
• Employee Assistance Program.
• Basic Life Insurance.
• Company-sponsored Tuition Disbursement and Loan Repayment programs.
• Voluntary benefits including Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity, and Legal plans.